7678 S Locust St, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7678 S Locust St, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,157 sqft · built 1981
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jun 2020)
Tax Bill	$8,386 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2075-32-2-08-002`

Property Details

APN / Parcel Number

Primary APN	`2075-32-2-08-002`
Alternative APNs	`031905915` `31905915` `905915`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,157 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,710 sqft
Basement Area	1,606 sqft
Finished Basement	1,447 sqft
Unfinished Basement	159 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	120 ft deep x 115 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	156 sqft
Deck Area	256 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031905915
Street Address	7678 S LOCUST ST
City	CENTENNIAL
State	CO
Zip	80112-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 034559 SUBDIVISIONNAME HOMESTEAD FARM 4TH FLG BLOCK 000 LOT 033 LOT 33 HOMESTEAD FARM 4TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	32
Legal Quarter	2
Legal Subdivision	HOMESTEAD FARM 4TH FLG
Legal Block	1
Legal Lot Number	33
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1009
Census Tract	6708

Owner

7678 S Locust St is owned and occupied by an individual who bought it in June 2020.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 21, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Aug 26, 2011 · Amount on File
Deed Document Number	202078848
Prior Transfer Date	Jan 1, 1986
Prior Transfer Doc	4627000137
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403

Mortgage

Document Number	00E1141763
Date	Sep 10, 2021
Instrument	E1141763

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0060362
Date	May 21, 2020
Instrument	E0060362

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 30, 2020
Property Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403
Document Number	00E0078848
Instrument Date	Jun 25, 2020
Instrument	E0078848
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7678 S LOCUST ST, CENTENNIAL, CO 80112-2403

Mortgage

Document Number	00E0078849
Date	Jun 30, 2020
Instrument	E0078849

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7678 S Locust St was $8,386, up 23.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,185 (+1.4%)	$1,028,600 (-) Land $310,000 Building $718,600
2025	$8,386.00 (+23.51%)	$64,288	$1,028,600 Land $310,000 Building $718,600
2024	$6,790.00
2023		$57,593	$914,600 Land $295,000 Building $619,600
2021	$5,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7678 S Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7678 S Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024
Also Mapped Here	SOUTHGATE WSD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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