Mille Lacs County property record for 7677 Cedar Rd, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 2016 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,604 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-032-0401 |
| Primary APN | 12-032-0401 |
|---|
| Building Area | 1,352 sqft Total Area |
|---|---|
| Basement Area | 1,352 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,728 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Cabin | 576 sqft |
| Street Address | 7677 CEDAR RD |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF NE OF SW OF NE 32 37 27 5.00 |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 32 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 170400 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7677 CEDAR RD, MILACA, MN 56353-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Jul 7, 2017 | Deed of Trust, Mortgage MINNESOTA NATIONAL BANK |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7677 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A399592 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | A399592 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7677 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A401425 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | A401425 |
| Name | MINNESOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAUK CENTRE, MN 56378 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 5, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7677 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | 000A422938 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | A422938 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7677 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A430881 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | A430881 |
| Name | MINNESOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 5, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,604.00 (+27.68%) | ||
| 2025 | $423,300 (+2.25%) Land $80,000 Building $343,300 | $423,300 (+2.25%) Land $80,000 Building $343,300 | |
| 2023 | $3,606.00 | $414,000 Land $58,000 Building $356,000 | $414,000 Land $58,000 Building $356,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 75% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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