7676 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 7676 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,745 sqft · built 2017
Lot Size	17.5 acres (765,349 sqft)
Owner	Individual Name on File
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-6-14-00-0-00010-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-6-14-00-0-00010-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,745 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	765,349 sqft (17.5 acres)

Location & Zoning

Street Address	7676 W OAK GROVE RD
City	HERNANDO
State	MS
Zip	38632-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	14-3-9 SE1/4 SW1/4
Legal Range	09
Legal Township	03
Legal Section	14
Legal Lot Number	10
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2002
Census Tract	71200

Owner

7676 W Oak Grove Rd is owned and occupied by an individual who acquired it in July 2020.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7676 W OAK GROVE RD, HERNANDO, MS 38632-7827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020
Deed Sale	Jul 8, 2020
Deed Document Number	0000924762
Deed Book / Page	924 / 762
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7676 W OAK GROVE RD, HERNANDO, MS 38632-7827
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004502/322
Date	Mar 6, 2018
Book Page	4502/322
Instrument	T04502-00322

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 8, 2020
Property Address	7676 W OAK GROVE RD, HERNANDO, MS 38632-7827
Document Number	000924/762
Book / Page	924 / 762
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 LOUISVILLE ST LOT 42, 1000, STARKVILLE, MS 39759-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7676 W OAK GROVE RD, HERNANDO, MS 38632-7827

Mortgage

Document Number	0000498638
Date	Jul 8, 2020
Instrument	4986/38

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7676 W Oak Grove Rd was $2,724.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00	$36,216 Land $3,972 Building $32,244	$360,914 Land $38,476 Building $322,438
2023	$2,342.00	$26,155	$260,300 Land $38,506 Building $221,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7676 W Oak Grove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7676 W Oak Grove Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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