Lincoln County property record for 7675 Sarah Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,061 sqft · built 2022 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Aug 2023) |
| Tax Bill | $2,766 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-68-4606 |
| Primary APN | 4604-68-4606 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 9,540 sqft (0.219 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 299240 |
|---|---|
| Street Address | 7675 SARAH DR |
| City | DENVER |
| State | NC |
| Zip | 28037-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | LT#111 LAKEHAVEN ESTATES |
| Legal Subdivision | LAKEHAVEN ESTATES SUBDIVISION |
| Legal Lot Number | 111 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71203 |
7675 Sarah Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Aug 22, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 8, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on File |
| Deed Sale | Aug 22, 2023 · Amount on File |
| Prior Sale | Nov 3, 2020 · Amount on File |
| Deed Document Number | 2023670994 |
| Deed Book / Page | 3271 / 553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Document Number | 0003486523 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 3486/523 |
| Instrument | 706876 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 11% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 22, 2023 |
| Property Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Document Number | 0003271553 |
| Book / Page | 3271 / 553 |
| Map Reference | MB D PG 45 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 670994 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8178 CAMELIA LN, DENVER, NC 28037-9486 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Document Number | 0000670995 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 670995 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 8, 2019 |
| Property Address | 7675 SARAH DR, DENVER, NC 28037-9132 |
| Document Number | 2814588 |
| Book / Page | 002814 / 000588 |
| Instrument Date | May 8, 2019 |
| Instrument | 592231 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $237.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8178 CAMELIA LN DENVER NC 280379486, DENVER, NC 28037-9486 |
The 2026 property tax bill for 7675 Sarah Dr was $2,766, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,766.00 (+0.62%) | $431,372 (-) Land $26,000 Building $405,372 | $431,372 (-) Land $26,000 Building $405,372 |
| 2025 | $2,749.00 | $431,372 Land $26,000 Building $405,372 | $431,372 Land $26,000 Building $405,372 |
| 2023 | $1,498.00 | $228,686 Land $26,000 Building $202,686 | $228,686 Land $26,000 Building $202,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7675 Sarah Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7675 Sarah Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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