Ottawa County property record for 7675 Ruthie Dr, Allendale, MI 49401
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 1,645 sqft · built 2025 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $631,619 (Jan 2026) |
| Tax Bill | $227 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-28-328-036 |
| Primary APN | 70-09-28-328-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 1,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Condo/Apartment |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 630 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7675 RUTHIE DR |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-9131 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 129 HIDDEN SHORES WEST AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2016-0033882, 2017-0023210, #2018-0034040, #2019-0003039, & 2024-0013276 CONDO PLAN #613 SEC 28 T7N R14W |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 28 |
| Legal Subdivision | HIDDEN SHORE |
| Legal Unit | 129 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 24402 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7188 GETTYSBURG DR, HUDSONVILLE, MI 49426-9142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 27, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 4, 2025 | Warranty Deed, Construction Loan · Construction Mortgage MACATAWA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2025 · Amount on Record |
| Deed Document Number | 20262450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jan 27, 2026 |
| Property Address | 7675 RUTHIE DR, ALLENDALE, MI 49401-9131 |
| Document Number | 20260002450 |
| Map Reference | DOC 2016-0033882 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026-0002450 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY RIVERTOW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, WYOMING, MI 49519-4993 |
| Name | Verified Name |
|---|---|
| Address | 7188 GETTYSBURG DR, HUDSONVILLE, MI 49426-9142 |
| Document Number | 20260002451 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026-0002451 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 4, 2025 |
| Property Address | 7675 RUTHIE DR, ALLENDALE, MI 49401-9131 |
| Document Number | 20250020959 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 2025-0020959 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 12, 2025 |
| Title Company | LIGHTHOUSE TTL AGCY RIVERTOW |
| Amount | Amount Recorded |
|---|---|
| Tax | $806.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6406 LAKE MICHIGAN DR, ALLENDALE, MI 49401-9227 |
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, WYOMING, MI 49519-4993 |
| Investor | Possibly a Property Investor |
| Document Number | 20250022773 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025-0022773 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,200 | $574,400 | |
| 2025 | $227.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127 |
|---|---|
| Water Source | Purchased surface water from GRAND RAPIDS |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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