Knott County property record for 7675 Hwy 550 E, Garner, KY 41817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,936 sqft · built 1937 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $243 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-00 00 030.02 |
| Primary APN | 068-00 00 030.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,936 sqft Living Area |
| Basement Area | 1,468 sqft |
| Finished Basement | 1,468 sqft |
| Unfinished Basement | 1,468 sqft |
| Family Room | Family Room |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 250 ft Width |
| Terrain | Rolling |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 1,050 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 106006 |
|---|---|
| Street Address | 7675 HIGHWAY 550 E |
| City | GARNER |
| State | KY |
| Zip | 41817-8929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & DW |
| Jurisdiction | KNOTT KY |
| Township / Civil Division | MOUSIE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960100 |
7675 Hwy 550 E is owned and occupied by an individual.
Source: Knott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7675 HIGHWAY 550 E, GARNER, KY 41817-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK |
| Dec 11, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOTT KY |
| Recording Date | Jun 23, 2026 |
| Property Address | 7675 HIGHWAY 550 E, GARNER, KY 41817-8929 |
| Document Number | 0010012092 |
| Book / Page | 284 / 146 |
| Instrument Date | May 27, 2026 |
| Instrument | 202610012092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0010012092, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 284/146 |
| Instrument | 202610012092 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KNOTT KY |
| Recording Date | Dec 11, 2020 |
| Property Address | 7675 HIGHWAY 550 E, GARNER, KY 41817-8929 |
| Document Number | 000293/174 |
| Book / Page | 293 / 174 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 10002560 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7675 HIGHWAY 550 E, LARKSLANE, KY 41817-8929 |
The 2025 property tax bill for 7675 Hwy 550 E was $243 with a homeowner's exemption.
Source: Knott County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knott County |
| Unified School District | Knott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,000 (-) Land $15,000 Building $56,000 | $71,000 (-) Land $15,000 Building $56,000 | |
| 2025 | $243.00 Homeowner's exemption | $71,000 Land $15,000 Building $56,000 | $71,000 Land $15,000 Building $56,000 |
| 2023 | $247.00 Homeowner's exemption | $71,000 | $71,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7675 Hwy 550 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2003 · Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7675 Hwy 550 E is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 93% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HINDMAN MUN WATER WORKS serves 1,883 people · EPA ID KY0600198 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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