7674 Swallow Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 7674 Swallow Rd, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,720 sqft · built 2001
Lot Size0.25 acres (10,905 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Jun 2014)
Tax Bill$7,803 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-105544

Property Details

APN / Parcel Number

Primary APN05-105544
Alternative APNs
  • 5105544
  • 105544

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,720 sqft Total Area
Basement Area1,388 sqft
Finished Basement1,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,905 sqft (0.25 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number105544
Street Address7674 SWALLOW RD
CitySYKESVILLE
StateMD
Zip21784-7142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 75 - 10905 SF SWALLOW RD 45-182/186 PATAPSCO VAL OVRLOOK SC
Legal SubdivisionVALLEY OVERLOOK
Legal Lot Number75
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1001
Census Tract505208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7674 SWALLOW RD, SYKESVILLE, MD 21784-7142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2014 · Amount on Record
Deed SaleJun 5, 2014 · Amount on Record
Prior SaleApr 11, 2001 · Amount on Record
Deed Book / Page7676 / 289
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address7674 SWALLOW RD, ELDERSBURG, MD 21784-7142
Document Number0091500258
Instrument DateOct 2, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7674 SWALLOW RD ELDERSBURG MD 217847142, ELDERSBURG, MD 21784-7142

Mortgage

Document Number0091500258
DateOct 24, 2018
Book Page009150/000258
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,803.00 (+7.29%)$684,133 (+19.65%)$731,500 (+24.11%) Land $180,000 Building $551,500
2025$7,273.00 (+12.57%)
2023$6,461.00$571,800$589,400 Land $180,000 Building $409,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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