7670B Rosanna St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7670B Rosanna St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,367 sqft · built 1991
Lot Size	0.094 acres (4,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Mar 2024)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-49-009`

Property Details

APN / Parcel Number

Primary APN	`799-49-009`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,367 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	683 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,104 sqft (0.094 acres)
Lot Dimensions	76 ft deep x 54 ft wide
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7670 ROSANNA ST, B
City	GILROY
State	CA
Zip	95020-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TRACT 8361 LOT 9
Legal Subdivision	8361 OAK TREE TERRACE
Legal Tract	8361
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2034
Census Tract	512604

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7670 ROSANNA ST, GILROY, CA 95020-5050
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Jul 26, 2019	Grant Deed, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC
Sep 22, 2017	Deed of Trust, Mortgage · Conventional with PMI KEYPOINT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	202425613632
Prior Transfer Date	Dec 21, 2001
Prior Transfer Doc	0016050599
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 22, 2024
Property Address	7670B ROSANNA ST # B, B, GILROY, CA 95020-5050
Document Number	0025613632
Map Reference	MB 617 PG 19 AND 20
Instrument Date	Mar 18, 2024
Instrument	25613632
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7670 ROSANNA ST, GILROY, CA 95020-5050

Mortgage

Document Number	0025613633
Date	Mar 22, 2024
Instrument	25613633

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0025613633
Date	Mar 22, 2024
Instrument	25613633

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7670B ROSANNA ST # B, B, GILROY, CA 95020-5050
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 ROSANNA ST B, B, GILROY, CA 95020-5050
Investor	Possibly a Property Investor

Mortgage

Document Number	0025131413
Date	Oct 13, 2021
Instrument	25131413

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 26, 2019
Property Address	7670 ROSANNA ST # B, B, GILROY, CA 95020-5050
Document Number	0024240229
Map Reference	MB 617 PG 19&20
Instrument Date	Jul 17, 2019
Instrument	24240229
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 110574, CAMPBELL, CA 95011-0574

Mortgage

Document Number	0024240230
Date	Jul 26, 2019
Instrument	24240230

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7670 ROSANNA ST # B, B, GILROY, CA 95020-5050
Document Number	0023765216
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7670 ROSANNA ST #B GILROY CA 950205050, B, GILROY, CA 95020-5050

Mortgage

Document Number	0023765216
Date	Sep 29, 2017
Instrument	23765216

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,915 (+2%) Land $328,766 Building $493,149
2025	$9,960.00 (+18.3%)	$805,800 (+20.72%) Land $322,320 Building $483,480
2023	$8,419.00 (+1.67%)	$667,495 Land $367,070 Building $300,425
2022	$8,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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