7670 Lagrange Rd, Smithfield, KY 40068 Property Records

Shelby County property record for 7670 Lagrange Rd, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Dec 2018)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-00-005J`

Property Details

APN / Parcel Number

Primary APN	`037-00-005J`
Alternative APN	`0049119`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	0049119
Street Address	7670 LAGRANGE RD
City	SMITHFIELD
State	KY
Zip	40068-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	MCGAUGHEY FARM DIV TR 2C
Legal Subdivision	MCGAUGHEY FARM DIV
Legal Tract	2C
Legal Lot Number	2C
Jurisdiction	SHELBY KY
Township / Civil Division	SHELBYVILLE
Census Block Group	3
Census Block	3007
Census Tract	40201

Owner

Source: Shelby County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2504 HOLLY LN, LA GRANGE, KY 40031-9498
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/KY FEDERAL CREDIT UNION
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Feb 11, 2020	Deed of Trust, Mortgage · Construction Mortgage REPUBLIC BANK & TRUST CO
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
Dec 13, 2018	Warranty Deed, Transfer · ARM FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	2018446447
Deed Book / Page	645 / 483
Prior Transfer Date	Apr 27, 2015
Prior Transfer Doc	0000410908
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Recording Date	May 12, 2026
Property Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626
Document Number	0M1417/604
Book / Page	1417 / 604
Instrument Date	Apr 27, 2026
Instrument	2026589427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626

Mortgage

Document Number	0000589427,
Date	May 12, 2026
Book Page	1417/604
Instrument	2026589427

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1194/295
Date	Dec 10, 2020
Book Page	M1194/295
Instrument	467274

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1144/496
Date	Feb 11, 2020
Book Page	M1144/496
Instrument	457525

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 7, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M1207/66
Date	Feb 18, 2021
Book Page	M1207/66
Instrument	469640

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Dec 13, 2018
Property Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626
Document Number	0D0645/483
Book / Page	D0645 / 483
Instrument Date	Dec 11, 2018
Instrument	446447
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1973 FRANKFORT RD, SHELBYVILLE, KY 40065-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7670 LAGRANGE RD, SMITHFIELD, KY 40068-7626

Mortgage

Document Number	0000446448
Date	Dec 13, 2018
Instrument	446448

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2023
Index	Other
Max Rate	12%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00 (+6.03%)	$440,000 (+8.64%)	$440,000 (+8.64%)
2023	$4,707.00	$405,000	$405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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