767 Morgans Ranch Cir, Galt, CA 95632 Property Records

Sacramento County property record for 767 Morgans Ranch Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2020)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0590-047-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0590-047-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	767 MORGANS RANCH CIR
City	GALT
State	CA
Zip	95632-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RANCHO SAN JON, LOT 100
Legal Subdivision	RANCHO SAN JON
Legal Lot Number	100
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2000
Census Tract	9410

Owner

767 Morgans Ranch Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	767 MORGANS RANCH CIR, GALT, CA 95632-8113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Aug 24, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Book / Page	20200903 / 2024
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2020
Property Address	767 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	2009032024
Instrument Date	Sep 2, 2020
Instrument	2009032024
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	767 MORGANS RANCH CIR GALT CA 956328113, GALT, CA 95632-8113

Mortgage

Document Number	2009032025
Date	Sep 3, 2020
Instrument	2009032025

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2017
Property Address	767 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	1708241255
Instrument Date	Aug 23, 2017
Instrument	1708241255
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	767 MORGANS RANCH CIR GALT CA 956328113, GALT, CA 95632-8113

Mortgage

Document Number	1708241256
Date	Aug 24, 2017
Instrument	1708241256

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 767 Morgans Ranch Cir was $4,786, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,027 (+2%) Land $104,886 Building $309,141
2025	$4,786.00 (+4.36%)	$405,910 Land $102,830 Building $303,080
2024	$4,586.00 (+1.66%)
2023	$4,511.00 (+4.08%)	$390,150 Land $98,838 Building $291,312
2022	$4,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 767 Morgans Ranch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 767 Morgans Ranch Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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