7666 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7666 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1979
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Apr 2014)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-40-01-019.00`

Property Details

APN / Parcel Number

Primary APN	`004-40-01-019.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	94 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7666 E COVERED BRIDGE DR
City	FLORENCE
State	KY
Zip	41042-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVERED BRIDGE SEC 2 LOT 19
Legal Subdivision	COVERED BRIDGE
Legal Phase	2
Legal Lot Number	19
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	63607

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6444 PEPPERWOOD DR, BURLINGTON, KY 41005-8167
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Nov 17, 2016	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2014 · Amount on Record
Deed Sale	Apr 1, 2014 · Amount on Record
Prior Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	201404 01 059 00160
Deed Book / Page	5384 / 21
Last Transfer Date	Nov 8, 2024
Transfer Doc	0005900113
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	7666 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900271
Date	May 25, 2021
Book Page	220/104
Instrument	21052505900271

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	7666 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number	0000000179
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7666 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number	0000000179
Date	Dec 18, 2018
Book Page	0C6565/000294
Instrument	179

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	7666 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number	0000000051
Book / Page	0C6345 / 000005
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7666 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number	0000000051
Date	Feb 1, 2018
Book Page	0C6345/000005
Instrument	51

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	7666 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number	0000000197
Book / Page	0C6101 / 000304
Instrument Date	Nov 17, 2016
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7666 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number	0000000197
Date	Feb 23, 2017
Book Page	0C6101/000304
Instrument	197

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,900 (-) Land $25,000 Building $136,900	$161,900 (-) Land $25,000 Building $136,900
2025	$1,928.00 (-5.91%)	$161,900 (-) Land $25,000 Building $136,900	$161,900 (-) Land $25,000 Building $136,900
2023	$2,049.00	$161,900 Land $25,000 Building $136,900	$161,900 Land $25,000 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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