7665 Ripplepointe Way, Windermere, FL 34786 Property Records

Orange County property record for 7665 Ripplepointe Way, Windermere, FL 34786

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,048 sqft · built 2015
Lot Size	0.55 acres (2,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Feb 2024)
Tax Bill	$6,670 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-4321-02-210`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-4321-02-210`
Alternative APNs	`272325432102210` `147591` `148761` `150880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,400 sqft (0.55 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7665 RIPPLEPOINTE WAY
City	WINDERMERE
State	FL
Zip	34786-5722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	LAKE BURDEN SOUTH PHASE 2 79/32 LOT 221
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	LAKE BURDEN SOUTH PH 2
Legal Phase	2
Legal Tract	4321
Legal Block	2
Legal Lot Number	221
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1017
Census Tract	17108

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIRST LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	2024104188
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722

Mortgage

Document Number	0000651507
Date	Nov 12, 2025
Instrument	20250651507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 22, 2024
Property Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722
Document Number	0000104188
Map Reference	MB 79 PG 32-40
Instrument Date	Feb 20, 2024
Instrument	20240104188
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13617 DARCHANCE RD, WINDERMERE, FL 34786-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722

Mortgage

Document Number	0000104189
Date	Feb 22, 2024
Instrument	20240104189

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722

Mortgage

Document Number	0000314788
Date	Jun 5, 2023
Instrument	20230314788

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 27, 2021
Property Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722
Document Number	0000051724
Map Reference	MB 79 PG 32
Instrument Date	Jan 21, 2021
Instrument	20210051724
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14675 SETON CREEK BLVD, 14675, WINTER GARDEN, FL 34787-0057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7665 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5722

Mortgage

Document Number	0000051725
Date	Jan 27, 2021
Instrument	20210051725

Lender

Name	AMERICAN FIRST LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,350 (-1.25%) Land $70,000 Building $359,350	$429,350 (-1.25%) Land $70,000 Building $359,350
2025	$6,670.00 (+28.91%) Homeowner's exemption	$434,770 (+30.64%) Land $70,000 Building $364,770	$434,770 (+15.24%) Land $70,000 Building $364,770
2024	$5,174.00 (+7.17%)
2023	$4,828.00 (+3.49%) Homeowner's exemption	$332,807 (+3%)	$377,262 (+16.76%) Land $40,000 Building $337,262
2022	$4,665.00 Homeowner's exemption	$323,114 Land $40,000 Building $283,114	$323,114 Land $40,000 Building $283,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1994–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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