7665 Monterey Ave, Ceres, CA 95307 Property Records

Stanislaus County property record for 7665 Monterey Ave, Ceres, CA 95307

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,286 sqft · built 1978
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$51,000 (May 2010)
Tax Bill$1,136 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN022-029-068-000

Property Details

APN / Parcel Number

Primary APN022-029-068-000
Alternative APNs
  • 0222968000
  • 0222968

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area902 sqft
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area9,583 sqft (0.22 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7665 MONTEREY AVE
CityCERES
StateCA
Zip95307-9542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOUA2
Legal SubdivisionMONTEREY PARK
Legal Block3
Legal Lot Number71
JurisdictionSTANISLAUS CA
Township / Civil DivisionWESTPORT
Census Block Group3
Census Block3022
Census Tract3100

Owner

7665 Monterey Ave is owned and occupied by two individuals who bought it in May 2010.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address7665 MONTEREY AVE, CERES, CA 95307-9542
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
VALLEY FIRST CU
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 6, 2017Deed of Trust, Mortgage
VALLEY FIRST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2010 · Amount on File
Deed SaleMay 21, 2010 · Amount on File
Prior SaleMar 31, 2010 · Amount on File
Deed Document Number201044807
Prior Transfer DateMar 29, 2010
Prior Transfer Doc0000028911
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address7665 MONTEREY AVE, CERES, CA 95307-9542
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyCYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address7665 MONTEREY AVE, CERES, CA 95307-9542

Mortgage

Document Number0000064679
DateSep 27, 2022
Instrument2022-0064679
Lender
NameVALLEY FIRST CU
TypeCredit Union
AddressMODESTO, CA 95353
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address7665 MONTEREY AVE, CERES, CA 95307-9542
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address7665 MONTEREY AVE, CERES, CA 95307-9542

Mortgage

Document Number0000064411
DateJul 2, 2021
Instrument2021-0064411
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address7665 MONTEREY AVE, CERES, CA 95307-9542
Document Number0000034140
Instrument DateMay 6, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7665 MONTEREY AVE CERES CA 953079542, CERES, CA 95307-9542

Mortgage

Document Number0000034140
DateMay 12, 2017
Instrument34140
Lender
NameVALLEY FIRST CU
TypeCredit Union
AddressMODESTO, CA 95350
Agreement
AmountAmount on Record
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7665 Monterey Ave was $1,136, up 17.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,136.00 (+17.72%)$83,455 (+26.79%) Land $26,325 Building $57,130
2025$965.00$65,819 Land $25,809 Building $40,010
2023$872.00 (+3.56%)$63,264 Land $24,807 Building $38,457
2022$842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7665 Monterey Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1997–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7665 Monterey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY PARK TRACT CSD
private · serves 186 people · EPA ID CA5000389
Water SourcePurchased groundwater from CITY OF CERES
Last State InspectionJun 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayera Technologies
Fixed Wireless
1,000 / 500
Cal.net
Fixed Wireless
100 / 20
unWired Broadband
Fixed Wireless
50 / 12
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
ezWave
Fixed Wireless
10 / 1

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