766 Saxony Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 766 Saxony Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 1955
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Mar 2014)
Tax Bill	$11,038 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-164-49-00`

Property Details

APN / Parcel Number

Primary APN	`256-164-49-00`
Alternative APN	`2561642800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2561642800
Street Address	766 SAXONY RD
City	ENCINITAS
State	CA
Zip	92024-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK G LOT 32 PAR B PER DOC85-144386 IN LOT 31&IN TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	G
Legal Lot Number	32,31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17603

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	766 SAXONY RD, ENCINITAS, CA 92024-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE FCU
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	2014123680
Prior Transfer Date	Jan 2, 2010
Prior Transfer Doc	0000045119
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 SAXONY RD, ENCINITAS, CA 92024-2350
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 SAXONY RD, ENCINITAS, CA 92024-2350

Mortgage

Document Number	0000004521
Date	Jan 6, 2023
Instrument	2023-0004521

Lender

Name	SERVICE FCU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 SAXONY RD, ENCINITAS, CA 92024-2350
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 SAXONY RD, ENCINITAS, CA 92024-2350

Mortgage

Document Number	0000424982
Date	Nov 4, 2022
Instrument	2022-0424982

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Jan 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 SAXONY RD, ENCINITAS, CA 92024-2350
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 SAXONY RD, ENCINITAS, CA 92024-2350

Mortgage

Document Number	0000605980
Date	Aug 26, 2021
Instrument	2021-0605980

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 SAXONY RD, ENCINITAS, CA 92024-2350
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 SAXONY RD, ENCINITAS, CA 92024-2350

Mortgage

Document Number	0000023747
Date	Jan 18, 2022
Instrument	2022-0023747

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,033 (+2%) Land $873,722 Building $95,311
2025	$11,038.00 (+8.38%) Homeowner's exemption	$950,034 (+4.04%) Land $856,591 Building $93,443
2023	$10,185.00 (+1.19%) Homeowner's exemption	$913,145 Land $823,330 Building $89,815
2022	$10,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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