Cleveland County property record for 766 Lowery St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,130 sqft · built 1953 |
| Lot Size | 0.341 acres (14,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (May 2009) |
| Tax Bill | $1,431 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19561 |
| Primary APN | 19561 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,130 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 14,875 sqft (0.341 acres) |
| Lot Dimensions | 175 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Shed | 1 Shed |
| Storage Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1258106 |
|---|---|
| Street Address | 766 LOWERY ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-6532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT#13 BLK D PB6-4 SUNSHIN TERRACE |
| Legal Subdivision | SUNSHINE TERRACE PROP |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 951200 |
766 Lowery St is owned and occupied by an individual who bought it in May 2009.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 766 LOWERY ST, SHELBY, NC 28152-6532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2009 · Amount on File |
| Deed Sale | May 22, 2009 · Amount on File |
| Deed Book / Page | 1576 / 443 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 766 Lowery St was $1,431, up 3.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,431.00 (+3.1%) | $139,564 (-) Land $14,688 Building $124,876 | $139,564 (-) Land $14,688 Building $124,876 |
| 2025 | $1,388.00 | $139,564 Land $14,688 Building $124,876 | $139,564 Land $14,688 Building $124,876 |
| 2023 | $60,780 Land $11,016 Building $49,764 | $60,780 Land $11,016 Building $49,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 766 Lowery St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1990–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 766 Lowery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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