766 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 766 Harbor View Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,420 sqft · built 1965
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual on Record
Last Sale$475,000 (Dec 2021)
Tax Bill$7,735 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2021 Sale
Flood ZoneZone AE (high risk)
APN454-05-00-082

Property Details

APN / Parcel Number

Primary APN454-05-00-082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions175 ft deep x 115 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address766 HARBOR VIEW RD
CityCHARLESTON
StateSC
Zip29412-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT DESCRIPTION -LT 12 BLK D PART 4 PORTION 4
Legal SubdivisionSTILES POINT
Legal BlockD
Legal Lot Number12
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1096
Census Tract2007

Owner

Source: Charleston County assessment roll, as of September 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 246, FOLLY BEACH, SC 29439-0246
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed, Transfer · Closed-End Mortgage
WCF FINANCIAL BANK
Jul 15, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleJul 15, 2021 · Amount on Record
Deed Document Number0001062963
Deed Book / Page1062 / 963
Record UpdatedJun 8, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateDec 22, 2021
Property Address766 HARBOR VIEW RD, CHARLESTON, SC 29412-5007
Document Number0010620963
Book / Page1062 / 963
Map ReferenceMB O PG 77
Instrument DateDec 16, 2021
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,235.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 246, FOLLY BEACH, SC 29439-0246

Mortgage

Document Number0001062964
DateDec 22, 2021
Instrument1062/964
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTON SC
Recording DateJul 15, 2021
Property Address766 HARBOR VIEW RD, CHARLESTON, SC 29412-5007
Document Number0010140007
Book / Page1014 / 7
Map ReferenceMB O PG 77
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedJan 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 DURHAM PL, CHARLESTON, SC 29407-3390

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,735.00 (+9.04%)$28,500 (-)
2022$7,094.00$28,500$475,000 (-) Land $160,000 Building $315,000
2020$475,000 Land $160,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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