766 E Pole Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 766 E Pole Rd, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property Type	Farm - Dairy
Details	1,712 sqft
Lot Size	5.73 acres (250,034 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2024)
Tax Bill	$229 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`59638`

Property Details

APN / Parcel Number

Primary APN	`59638`
Alternative APNs	`390305 367035 0000` `181963`

Interior

Building Area	1,712 sqft Total Area

Exterior

Lot Area	250,034 sqft (5.73 acres)
Storage Building	169 sqft

Location & Zoning

Account Number	59638
Street Address	766 E POLE RD
City	LYNDEN
State	WA
Zip	98264-9018
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Legal Description	LOT 1 BENSON ACRES SHORT PLAT AS REC AF 2017-0201901
Legal Range	03
Legal Township	39
Legal Section	05
Legal Subdivision	BENSON ACRES SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1049
Census Tract	10701

Owner

Source: Whatcom County records · APN 59638

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	766 E POLE RD, LYNDEN, WA 98264-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	2024-0700978
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	766 E POLE RD, LYNDEN, WA 98264-9018
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 PINE CIR, LYNDEN, WA 98264-9121

Mortgage

Document Number	0001102150
Date	Nov 26, 2025
Instrument	2025-1102150

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	12.3%

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$229.00 (+63.57%)	$28,463 (+167.31%) Land $13,635 Building $14,828	$328,791 (+34.49%) Land $313,963 Building $14,828
2022		$10,648 Land $8,092 Building $2,556	$244,466 Land $241,910 Building $2,556
2021	$140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force 12 of 31 on primary residences
Nearby Flood Claims	11 (1995–2025)
Most Recent Claim	Dec 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Flood Events	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (Dec 2025), 3 claims Severe Storms, High Wind, And Flooding (Nov 1995), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.