766 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Barrington Town property record for 766 E Lake Rd, Penn Yan, NY 14527

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,170 sqft · built 1998
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$630,500 (Oct 2019)
Tax Bill$11,512 (2026)
Deeds & MortgagesAug 2023 Second Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN444-010

Property Details

APN / Parcel Number

Primary APN444-010
Alternative APNs
  • 200010305900010010000000
  • 572000 103.59-1-1

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions66 ft deep x 90.6 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area290 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number444-010
Street Address766 E LAKE RD
CityPENN YAN
StateNY
Zip14527-9415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLAKE
Legal SubdivisionPHELPS AND GORHAM PURCHASE
Legal Block1
Legal Lot Number1.000
JurisdictionYATES NY
Township / Civil DivisionBARRINGTON
Census Block Group2
Census Block2041
Census Tract150502

Owner

766 E Lake Rd is owned and occupied by an individual who bought it in October 2019.

Source: Yates County and Barrington Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address766 E LAKE RD, PENN YAN, NY 14527-9415
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY BANK NA
Oct 8, 2019Warranty Deed, Transfer · Conventional Mortgage
ELMIRA SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2019 · Amount on File
Deed SaleOct 8, 2019 · Amount on File
Prior SaleSep 14, 1998 · Amount on File
Deed Document Number20192345
Deed Book / PageDE 759 / 291
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address766 E LAKE RD, PENN YAN, NY 14527-9415
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 LEXINGTON RUN, HORSEHEADS, NY 14845-8534

Mortgage

Document Number0202312534
DateAug 30, 2023
Instrument2023-12534
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2043

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateOct 8, 2019
Property Address766 E LAKE RD, PENN YAN, NY 14527-9415
Document Number0DE759/291
Book / PageDE 759 / 291
Instrument DateSep 30, 2019
Instrument2019-00002345
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,522.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address766 E LAKE RD, 766, PENN YAN, NY 14527-9415

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 LEXINGTON RUN, HORSEHEADS, NY 14845-8534

Mortgage

Document NumberMT1137/195
DateOct 8, 2019
Book PageMT 1137/195
Instrument2019-00002346
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
AddressELMIRA, NY 14901
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 766 E Lake Rd was $11,512, up 2.6% from the year before.

Source: Yates County and Barrington Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionBarrington Town
Unified School DistrictPenn Yan Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,512.00 (+2.6%)
2025$11,220.00$743,300 Land $369,200 Building $374,100$807,935 Land $401,304 Building $406,631
2023$645,000 Land $381,000 Building $264,000$716,667 Land $423,334 Building $293,333
2020$11,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 766 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims5 (2014–2026)
Claims Outside the SFHA4 of 5
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 766 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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