7657 S Emerald Ave, Chicago, IL 60620 Property Records

Cook County property record for 7657 S Emerald Ave, Chicago, IL 60620

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 3 ba · 4,804 sqft · built 1900
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2018)
Tax Bill	$1,549 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-28-308-015`

Property Details

APN / Parcel Number

Primary APN	`20-28-308-015`
Alternative APN	`20-28-308-015-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,804 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1902
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7657 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60620-2427
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(STORKES) SUB OF AUBURN RESUB OF BLKS 1-16 IN EX R.R. LANDS IN BLK 15&16 LT10 BLK 3 LTS 3&4 IN BLK 7 LT 4 NH OF LT 5 BLK 10 &
Legal Range	14E
Legal Township	38N
Legal Section	28
Legal Subdivision	STORKES SUB
Legal Block	1-16
Legal Lot Number	3-5,1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	710100

Owner

7657 S Emerald Ave, a residential property, is owned and occupied by an individual who bought it in April 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7657 S EMERALD AVE, CHICAGO, IL 60620-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 25, 2018	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MTG
Oct 5, 2017	Grant Deed, Construction Loan · Construction Mortgage RFLF 2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	20181047
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	0000010002
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7657 S EMERALD AVE, CHICAGO, IL 60620-2427
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 S EMERALD AVE, CHICAGO, IL 60620-2427

Mortgage

Document Number	0016017149
Date	Jun 9, 2022
Instrument	2216017149

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 25, 2018
Property Address	7657 S EMERALD AVE, CHICAGO, IL 60620-2427
Document Number	1811501047
Instrument Date	Apr 18, 2018
Instrument	11501047
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 S EMERALD AVE CHICAGO IL 606202427, CHICAGO, IL 60620-2427

Mortgage

Document Number	1811501048
Date	Apr 25, 2018
Instrument	11501048

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	1811501049,
Date	Apr 25, 2018
Instrument	11501049

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 5, 2017
Property Address	7657 S EMERALD AVE, CHICAGO, IL 60620-2427
Document Number	1727834058
Instrument Date	Sep 26, 2017
Instrument	27834058
Transaction Type	Construction Loan
Record Updated	Oct 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21055 W YORKSHIRE DR KILDEER IL 600477928, KILDEER, IL 60047-7928

Mortgage

Document Number	1727834059
Date	Oct 5, 2017
Instrument	27834059

Lender

Name	RFLF 2 LLC
Address	222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,579 Land $1,575 Building $11,004	$125,790 Land $15,750 Building $110,040
2023	$1,549.00 (+3.34%)
2022	$1,499.00 (+1.7%) Homeowner's exemption	$8,999 (-) Land $2,362 Building $6,637	$89,990 (-) Land $23,620 Building $66,370
2021	$1,474.00 Homeowner's exemption	$8,999 Land $2,362 Building $6,637	$89,990 Land $23,620 Building $66,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7657 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7657 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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