7657 Piper Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 7657 Piper Cir, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 2022
Lot Size	0.255 acres (11,151 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Feb 2023)
Tax Bill	$2,566 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2N-28-0008-00C00-0100`

Property Details

APN / Parcel Number

Primary APN	`36-2N-28-0008-00C00-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,763 sqft Heated Area
1st Floor Area	2,487 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,151 sqft (0.255 acres)
Lot Dimensions	1,510 ft deep x 740 ft wide
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	362N28000800C000100
Street Address	7657 PIPER CIR
City	MILTON
State	FL
Zip	32583-8676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AIRWAYS OAKS LOT 10 BLK C AS DES IN OR 4364 PG 1620
Legal Subdivision	AIRWAYS OAKS
Legal Block	C
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2003
Census Tract	10809

Owner

7657 Piper Cir is owned and occupied by an individual who bought it in February 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7657 PIPER CIR, MILTON, FL 32583-8676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 6, 2023	Warranty Deed, Subdivision Related Transfer HB TITLE INC
Nov 15, 2021	Warranty Deed, Transfer · Line of Credit THIRD COAST BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	202304855
Deed Book / Page	4364 / 1620
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7657 PIPER CIR, MILTON, FL 32583-8676
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 PIPER CIR, MILTON, FL 32583-8676

Mortgage

Document Number	0046911863
Date	Dec 22, 2025
Book Page	4691/1863
Instrument	202559662

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 6, 2023
Property Address	7657 PIPER CIR, MILTON, FL 32583-8676
Document Number	0043641620
Book / Page	4364 / 1620
Map Reference	MB 13 PG 79&80
Instrument Date	Jan 31, 2023
Instrument	202304855
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,309.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 PIPER CIR, MILTON, FL 32583-8676

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 15, 2021
Property Address	7657 PIPER CIR, MILTON, FL 32583-8676
Document Number	0042071364
Book / Page	4207 / 1364
Instrument Date	Nov 10, 2021
Instrument	202176214
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$5,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 WATERWHEEL TURN, PENSACOLA, FL 32514-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0042071369
Date	Nov 15, 2021
Instrument	4207/1369

Lender

Name	THIRD COAST BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,566.00 (-14.58%) Homeowner's exemption	$254,117 (+1.54%) Land $38,000 Building $216,117	$254,117 (+1.54%) Land $38,000 Building $216,117
2023	$3,004.00 (+4,130.99%)	$250,258 (+5,007.31%) Land $38,000 Building $212,258	$250,258 (+5,007.31%) Land $38,000 Building $212,258
2022	$71.00	$4,900	$4,900 Land $4,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7657 Piper Cir in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7657 Piper Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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