7657 FM 2454, Gilmer, TX 75644 Property Records

Upshur County property record for 7657 FM 2454, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	2 ba · 3,333 sqft
Lot Size	3.52 acres (153,462 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (May 2017)
Tax Bill	$3,025 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391U-S04-000-108`

Property Details

APN / Parcel Number

Primary APN	`391U-S04-000-108`
Alternative APN	`35455`

Interior

Full Baths	2 Baths
Building Area	3,333 sqft Total Area
1st Floor Area	1,822 sqft

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	153,462 sqft (3.52 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	391U-S04-000-108
Street Address	7657 FM 2454
City	GILMER
State	TX
Zip	75644-5597
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A391 PRATHER, FREEMAN,TRACT 108, 3.523 ACRES & HOUSE
Legal Subdivision	FREEMAN SURVEY A-391
Legal Tract	108
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	2
Census Block	2071
Census Tract	950200

Owner

7657 FM 2454, a residential property, is owned and occupied by two individuals who bought it in May 2017.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7657 FM 2454, GILMER, TX 75644-5597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2017	Intrafamily Transfer, Transfer
May 3, 2017	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Deed Document Number	20172766
Deed Book / Page	1304 / 255
Prior Transfer Date	Sep 2, 2003
Prior Transfer Doc	001304/255
Record Updated	Oct 29, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	UPSHUR TX
Recording Date	Aug 1, 2022
Property Address	7657 FM 2454, GILMER, TX 75644-5597
Document Number	0202206350
Instrument Date	Jul 29, 2022
Instrument	202206350
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PRIVATE ROAD 3296, GLADEWATER, TX 75647-3864

Mortgage

Document Number	0202206670
Date	Aug 1, 2022
Instrument	202206670

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Oct 13, 2017
Property Address	7657 FM 2454, GILMER, TX 75644-5597
Document Number	201706683
Instrument Date	Sep 14, 2017
Instrument	201706683
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7657 FM 2454, 7657, GILMER, TX 75644-5597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 FM 2454, GILMER, TX 75644-5597

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	May 3, 2017
Property Address	7657 FM 2454, GILMER, TX 75644-5597
Document Number	1304/255
Book / Page	1304 / 255
Instrument Date	Sep 2, 2003
Instrument	201702766
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 FM 2454, GILMER, TX 75644-5597

Mortgage

Document Number	201702767
Date	May 3, 2017
Instrument	201702767

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 7657 FM 2454 was $3,025, up 3.4% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,025.00 (+3.38%)	$225,880 (+3.36%) Land $50,730 Building $175,150	$225,880 (+3.36%) Land $50,730 Building $175,150
2025	$2,926.00	$218,540 Land $51,740 Building $166,800	$218,540 Land $51,740 Building $166,800
2023		$163,450 Land $46,770 Building $116,680	$163,450 Land $46,770 Building $116,680
2022	$1,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7657 FM 2454 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7657 FM 2454 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Etex Telephone DSL · Fiber in parts of the area	10 / 1

May also be available: Verizon.

Nearby Properties on FM 2454

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