7657 Dyke Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7657 Dyke Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,787 sqft · built 1910
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jun 2010)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-500-0033-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-500-0033-000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,787 sqft Living Area
1st Floor Area	1,495 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	310 ft deep x 50 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7657 DYKE RD
City	IRA
State	MI
Zip	48023-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 31 PERCH POINT T3NR15E SEC 24
Legal Range	15E
Legal Township	03N
Legal Section	02
Legal Subdivision	PERCH POINT SUBDIVISION
Legal Lot Number	31
Legal Unit	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1000
Census Tract	650200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7657 DYKE RD, IRA, MI 48023-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
May 31, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Mar 23, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2010 · Amount on Record
Deed Sale	Jun 23, 2010 · Amount on Record
Deed Document Number	201013215
Deed Book / Page	4052 / 694
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 24, 2026
Property Address	7657 DYKE RD, IRA, MI 48023-2732
Document Number	0005918364
Book / Page	5918 / 364
Instrument Date	Apr 16, 2026
Instrument	20268536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 DYKE RD, IRA, MI 48023-2732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008536,
Date	Apr 24, 2026
Book Page	5918/364
Instrument	20268536

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7657 DYKE RD, IRA, MI 48023-2732
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 DYKE RD, IRA, MI 48023-2732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000562632
Date	May 31, 2023
Book Page	5626/32
Instrument	2023009794

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7657 DYKE RD, IRA, MI 48023-2732
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 DYKE RD, IRA, MI 48023-2732
Investor	Possibly a Property Investor

Mortgage

Document Number	0005616934
Date	Apr 27, 2023
Book Page	5616/934
Instrument	2023007644

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7657 DYKE RD, IRA, MI 48023-2732
Document Number	0051360681
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 DYKE RD IRA MI 480232732, IRA, MI 48023-2732

Mortgage

Document Number	0051360681
Date	Jan 3, 2020
Book Page	005136/000681

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7657 DYKE RD, IRA, MI 48023-2732
Document Number	0050470687
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 DYKE RD IRA MI 480232732, IRA, MI 48023-2732

Mortgage

Document Number	0050470687
Date	Apr 16, 2019
Book Page	005047/000687

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,500 (+6.93%)	$759,000 (+6.93%)
2025	$5,279.00 (+2.35%) Homeowner's exemption	$354,900 (+15.98%)
2024	$5,158.00 (+9.07%)		$709,800 (+15.98%)
2023		$306,000
2022	$4,729.00		$612,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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