7656 Key West Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7656 Key West Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,153 sqft · built 2020
Lot Size	0.13 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$1,425,000 (Oct 2022)
Tax Bill	$11,084 (2024)
Deeds & Mortgages	Nov 2022 Assignment Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`28-2S-26-9095-00B00-0240`

Property Details

APN / Parcel Number

Primary APN	`28-2S-26-9095-00B00-0240`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,153 sqft Heated Area
Gross Area	3,836 sqft
1st Floor Area	3,153 sqft
Upper Floors Area	1,642 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	5,706 sqft (0.13 acres)
Lot Dimensions	1,090 ft deep x 500 ft wide
Porch	Open Porch
Porch Area	885 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	282S26909500B000240
Street Address	7656 KEY WEST DR
City	NAVARRE
State	FL
Zip	32566-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB-MD
Legal Description	CARIBBEAN ISLES LOT 24 BLK B AS DES IN OR 4341 PG 1223
Legal Range	26W
Legal Township	02S
Legal Section	28
Legal Subdivision	CARIBBEAN ISLE
Legal Block	B
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	NAVARRE BEACH
Census Block Group	2
Census Block	2006
Census Tract	10825

Owner

7656 Key West Dr is owned by an individual who bought it in October 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1924 BARBER DR, STOUGHTON, WI 53589-3021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Assignment of Lease, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Nov 18, 2019	Grant Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Jun 2, 2010
Deed Document Number	0043411223
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	201731098
Record Updated	Jun 8, 2026

November 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 2, 2022
Property Address	7656 KEY WEST DR, NAVARRE, FL 32566-7044
Document Number	0043411223
Book / Page	4341 / 1223
Map Reference	MB G PG 30
Instrument Date	Oct 7, 2022
Instrument	202261981
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5815 JIM CROW RD, 5815, FLOWERY BRANCH, GA 30542-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 BARBER DR, STOUGHTON, WI 53589-3021

Mortgage

Document Number	0043411225
Date	Nov 2, 2022
Instrument	4341/1225

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7656 KEY WEST DR, NAVARRE, FL 32566-7044
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 SEASIDE CIR, NAVARRE, FL 32566-7061

Mortgage

Document Number	0040442037
Date	Dec 18, 2020
Book Page	4044/2037
Instrument	202068671

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 18, 2019
Property Address	7656 KEY WEST DR, NAVARRE, FL 32566-7044
Document Number	0038901728
Book / Page	003890 / 001728
Instrument Date	Nov 15, 2019
Instrument	51779
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4948 SAINT IVES DR MURFREESBORO TN 371282766, MURFREESBORO, TN 37128-2766

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2017
Property Address	7656 KEY WEST DR, NAVARRE, FL 32566-7044
Document Number	0036471210
Book / Page	003647 / 001210
Instrument Date	Jul 20, 2017
Instrument	31098
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1467 CARIBE DR NAVARRE FL 325667048, NAVARRE, FL 32566-7048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,084.00 (-0.9%)	$927,270 (+0.35%) Land $225,000 Building $702,270	$927,270 (+0.35%) Land $225,000 Building $702,270
2023	$11,185.00 (+50.62%)	$924,001 (+46.42%) Land $250,000 Building $674,001	$924,001 (+21.26%) Land $250,000 Building $674,001
2022	$7,426.00 Homeowner's exemption	$631,064	$761,976 Land $140,000 Building $621,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7656 Key West Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 734 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,678 units insured incl. 944 condo units
Nearby Flood Claims	217 (1995–2024)
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 122 claims Hurricane Dennis, Jul 2005 · 35 claims Hurricane Frances, Sep 2004 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7656 Key West Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVARRE BEACH WATER SYSTEM serves 6,166 people · EPA ID FL1570874
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Key West Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures