7656 Arrowroot Trl, Gaylord, MI 49735 Property Records

Otsego County property record for 7656 Arrowroot Trl, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Sep 2023)
Tax Bill	$1,000 (2022)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Foreclosure + 2 more
APN	`072-300-000-482-00`

Property Details

APN / Parcel Number

Primary APN	`072-300-000-482-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Width	65.9 ft Width

Location & Zoning

Street Address	7656 ARROWROOT TRL
City	GAYLORD
State	MI
Zip	49735-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 482 SOUTHERN TRAILS SEC 32 T30N R4W
Legal Lot Number	482
Jurisdiction	OTSEGO MI
Township / Civil Division	HAYES
Census Block Group	4
Census Block	4014
Census Tract	950600

Owner

Source: Otsego County records, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
May 10, 2023	Foreclosure
Jan 13, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	May 10, 2023 · Amount on Record
Deed Document Number	0001638915
Deed Book / Page	1638 / 915
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 6, 2023
Property Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8626
Document Number	001638/915
Book / Page	1638 / 915
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	842 NORTHMEADOW DR, GAYLORD, MI 49735-1678

Mortgage

Document Number	0001638918
Date	Sep 6, 2023
Instrument	1638/918

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

May 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	OTSEGO MI
Recording Date	May 10, 2023
Property Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8626
Document Number	001629/291
Book / Page	1629 / 291
Instrument Date	May 4, 2023
Transaction Type	Foreclosure
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Jan 13, 2020
Property Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8626
Document Number	001514/197
Book / Page	1514 / 197
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8626

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Dec 2, 2019
Property Address	7656 ARROWROOT TRL, GAYLORD, MI 49735-8626
Document Number	001510/703
Book / Page	1510 / 703
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8260 MCEACHRON RD, WOLVERINE, MI 49799-9670

Mortgage

Document Number	0000001510/0000000706
Date	Dec 2, 2019
Book Page	0000001510/0000000706

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Hayes Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$55,900	$111,800
2022	$1,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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