7655 Gumbo Ave, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7655 Gumbo Ave, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2023
Lot Size	1 acres (43,778 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Jul 2024)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-2N-30-4507-00000-0320`

Property Details

APN / Parcel Number

Primary APN	`01-2N-30-4507-00000-0320`
Alternative APN	`N302014507000000320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,768 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	43,778 sqft (1 acres)
Lot Dimensions	302 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7655 GUMBO AVE
City	PACE
State	FL
Zip	32571-9853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	LOT 32 SADDLEBROOK ESTATES AS DES IN OR 4524 PG 2040
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1003
Census Tract	10302

Owner

Source: Santa Rosa County records · APN 01-2N-30-4507-00000-0320

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7655 GUMBO AVE, MILTON, FL 32571-9853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 02, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Aug 02, 2023 · Amount on Record
Deed Document Number	202433009
Deed Book / Page	4524 / 2040
Record Updated	Jun 08, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2024
Property Address	7655 GUMBO AVE, PACE, FL 32571-9853
Document Number	0045242040
Book / Page	4524 / 2040
Map Reference	MB 14 PG 48&49
Instrument Date	Jul 24, 2024
Instrument	202433009
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 ALLEYOAK LN, FREEPORT, FL 32439-0707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 GUMBO AVE, PACE, FL 32571-9853

Mortgage

Document Number	0202433010
Date	Jul 24, 2024
Instrument	202433010

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 02, 2023
Property Address	7655 GUMBO AVE, PACE, FL 32571-9853
Document Number	0044210071
Book / Page	4421 / 71
Map Reference	MB 14 PG 48
Instrument Date	Jul 28, 2023
Instrument	202334830
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,452.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 GUMBO AVE, PACE, FL 32571-9853

Mortgage

Document Number	0000442173
Date	Aug 02, 2023
Instrument	4421/73

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (-14.59%)	$218,544 (-13.61%)	$260,586 (+3.01%) Land $45,000 Building $215,586
2024	$2,693.00 (+378.33%) Homeowner's exemption	$252,962 (+488.28%) Land $43,000 Building $209,962	$252,962 (+488.28%) Land $43,000 Building $209,962
2023	$563.00	$43,000 Land $43,000	$43,000 Land $43,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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