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7654 Sowell Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 7654 Sowell Rd, Milton, FL 32570 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,633 sqft · built 2014
Lot Size4.11 acres (179,206 sqft)
OwnerIndividual Name on File
Last Sale$66,500 (Jan 2017)
Tax Bill$2,476 (2024)
Deeds & MortgagesAug 2023 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-2N-28-0000-00401-0000

Property Details

APN / Parcel Number

Primary APN12-2N-28-0000-00401-0000
Alternative APN
  • N282120000004010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,633 sqft Living Area
Gross Area3,672 sqft
1st Floor Area2,633 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area179,206 sqft (4.11 acres)
Lot Dimensions251 ft deep x 713 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area599 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7654 SOWELL RD
CityMILTON
StateFL
Zip32570-9284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATED FOR 2024* COM AT SE SEC CORN THN N87*55 55W ON S SEC LN 1320.82 FT TO SE CORN OF OR 1958 PG 1551 THN N1*4911E ON E LN OF SW4 OF SE4 FOR 701 FT TO NE CORN OF BK/PG THN N87*5555W ON N LN OF BK/PG 54.36 FT TO FENCE ON BNDRY LN AGRMN
Legal Range28W
Legal Township2N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group2
Census Block2060
Census Tract10400

Owner

Source: Santa Rosa County records · APN 12-2N-28-0000-00401-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7654 SOWELL RD, MILTON, FL 32570-9284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
SYNOVUS BANK
Mar 28, 2017Deed of Trust, Mortgage · Line of Credit
COASTAL BK&TR
Jan 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Deed Document Number20171450
Deed Book / Page3590 / 1656
Prior Transfer DateJan 11, 2017
Prior Transfer Doc0035901656
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7654 SOWELL RD, MILTON, FL 32570-9284
Transaction TypeMortgage
Record UpdatedSep 19, 2023
Title CompanyGULF WATER TITLE, GULF COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7654 SOWELL RD, MILTON, FL 32570-9284

Mortgage

Document Number0044251197
DateAug 16, 2023
Book Page4425/1197
Instrument202337307
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7654 SOWELL RD, MILTON, FL 32570-9284
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7565 SOWELL RD, MILTON, FL 32570

Mortgage

Document Number0040940857
DateMar 29, 2021
Book Page4094/857
Instrument202120315
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7654 SOWELL RD, MILTON, FL 32570-9284
Document Number0036151937
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7654 SOWELL RD MILTON FL 32570, MILTON, FL 32570

Mortgage

Document Number0036151937
DateApr 18, 2017
Book Page003615/001937
Instrument14839
Lender
NameCOASTAL BK&TR
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJan 13, 2017
Property Address7654 SOWELL RD, MILTON, FL 32570-9284
Document Number0035901656
Book / Page003590 / 001656
Instrument DateJan 11, 2017
Instrument1450
Transaction TypeTransfer
Record UpdatedJan 25, 2017

Transaction

AmountAmount Recorded
Tax$465.50
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7650 SOWELL RD MILTON FL 325709284, MILTON, FL 32570-9284

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$248,358 (+2.9%)$336,868 (+4.49%) Land $49,368 Building $287,500
2024$2,476.00 (+1.81%) Homeowner's exemption$241,359 (+3%)$322,405 (+0.72%) Land $39,494 Building $282,911
2023$2,432.00 (+2.31%) Homeowner's exemption$234,329 (+3%)$320,100 (+2.53%) Land $39,494 Building $280,606
2022$2,377.00 Homeowner's exemption$227,504$312,195 Land $31,266 Building $280,929

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 398 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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