Klamath County property record for 7654 Lost River Rd, Klamath Falls, OR 97603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1979 |
| Lot Size | 4.46 acres (194,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Oct 2020) |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R600941 |
| Primary APN | R600941 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 194,278 sqft (4.46 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 403 sqft |
| Greenhouse | 208 sqft |
| Utility Building | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 600941 |
|---|---|
| Street Address | 7654 LOST RIVER RD |
| City | KLAMATH FALLS |
| State | OR |
| Zip | 97603-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVER RANCH ESTATES, BLOCK 2, LOT 1&9 |
| Legal Range | 10E |
| Legal Township | 39S |
| Legal Section | 22 |
| Legal Subdivision | RIVER RANCH ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1,9 |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | KLAMATH FALLS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 971000 |
Source: Klamath County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 8, 2020 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2016 · Amount on Record |
| Deed Document Number | 202012896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | May 15, 2026 |
| Property Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Document Number | 0000004289 |
| Book / Page | 2026 / 4289 |
| Instrument Date | May 9, 2026 |
| Instrument | 20264289 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Document Number | 0000004289, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 2026/4289 |
| Instrument | 20264289 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2056 |
| Rate | 7.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Document Number | 0000009072 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-009072 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Apr 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Oct 8, 2020 |
| Property Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Document Number | 0000012896 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-012896 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7654 LOST RIVER RD, KLAMATH FALLS, OR 97603-8801 |
| Document Number | 0000012897 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020-012897 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Klamath County assessment roll, as of November 12, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Unified School District | Klamath County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,548.00 (+2.72%) | $315,660 (+3%) | $546,750 (-9.99%) Land $110,310 Building $436,440 |
| 2024 | $3,454.00 (+21.11%) | $306,470 (+24.87%) | $607,400 (+147.47%) Land $114,070 Building $493,330 |
| 2023 | $2,852.00 (+2.77%) | $245,440 (-1.05%) | $245,440 (-28.4%) Land $114,070 Building $131,370 |
| 2022 | $2,775.00 | $248,050 | $342,810 Land $114,070 Building $228,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 79% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| FireServe Fixed Wireless | 100 / 30 |
| CentraCom Fixed Wireless | 65 / 12 |
| T-Mobile Fixed Wireless | 25 / 3 |
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