7654 Chablis Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7654 Chablis Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2001
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2021)
Tax Bill	$2,452 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-5577-00A00-0340`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-5577-00A00-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Heated Area
Gross Area	1,818 sqft
1st Floor Area	1,668 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,100 sqft (0.162 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S27557700A000340
Street Address	7654 CHABLIS CIR
City	NAVARRE
State	FL
Zip	32566-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	VINEYARD (THE) LOT 34 BLK A AS DES IN OR 4201 PG 1666
Legal Range	27W
Legal Township	02S
Legal Section	24
Legal Subdivision	VINEYARD (THE)
Legal Block	A
Legal Lot Number	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10821

Owner

7654 Chablis Cir is owned and occupied by an individual who bought it in November 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9038 TIMBER LN, NAVARRE, FL 32566-1170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Apr 9, 2020	Warranty Deed, Transfer · VA Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202173239
Deed Book / Page	4201 / 1666
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 1, 2021
Property Address	7654 CHABLIS CIR, NAVARRE, FL 32566-8416
Document Number	0042011666
Book / Page	4201 / 1666
Map Reference	MB G PG 48
Instrument Date	Oct 20, 2021
Instrument	202173239
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7654 CHABLIS CIR, 7654, NAVARRE, FL 32566-8416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9038 TIMBER LN, NAVARRE, FL 32566-1170

Mortgage

Document Number	0042011669
Date	Nov 1, 2021
Instrument	4201/1669

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2020
Property Address	7654 CHABLIS CIR, NAVARRE, FL 32566-8416
Document Number	0039380231
Book / Page	3938 / 231
Map Reference	MB G PG 48
Instrument Date	Apr 7, 2020
Instrument	202017272
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 RHONDA AVE, 2412, OCEAN SPRINGS, MS 39564-3785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7381 NAVARRE PKWY, NAVARRE, FL 32566-7487

Mortgage

Document Number	0003938235
Date	Apr 9, 2020
Instrument	3938/235

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,452.00 (+2.64%) Homeowner's exemption	$234,681 (+3%)	$239,147 (+3.19%) Land $55,000 Building $184,147
2023	$2,389.00 (-5.65%)	$227,846 (+13.55%)	$231,744 (+15.49%) Land $32,000 Building $199,744
2022	$2,532.00	$200,658	$200,658 Land $30,000 Building $170,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7654 Chablis Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7654 Chablis Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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