7653 W Fivepoint St, Rathdrum, ID 83858 Property Records

Kootenai County property record for 7653 W Fivepoint St, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1989
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Tax Bill	$1,486 (2024)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R5600002009A`

Property Details

APN / Parcel Number

Primary APN	`R5600002009A`
Alternative APN	`152866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Frame
Foundation Type	Concrete
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	152866
Street Address	7653 W FIVEPOINT ST
City	RATHDRUM
State	ID
Zip	83858-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARLES ADD TO RATHDRUM, LTS 9 & 10 BLOCK 2 3152N04W
Legal Subdivision	QUARLES ADD
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1040
Census Tract	303

Owner

7653 W Fivepoint St is owned and occupied by an individual.

Source: Kootenai County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 203, RATHDRUM, ID 83858-0203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 13, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Apr 13, 2026
Property Address	7653 W FIVEPOINT ST, RATHDRUM, ID 83858-8621
Document Number	0003038999
Instrument Date	Apr 8, 2026
Instrument	20263038999
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7653 W FIVEPOINT ST, RATHDRUM, ID 83858-8621

Mortgage

Document Number	0003038999,
Date	Apr 13, 2026
Instrument	20263038999

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	914 Months
Due	Jun 14, 2102

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Apr 13, 2026
Property Address	7653 W FIVEPOINT ST, RATHDRUM, ID 83858-8621
Document Number	0003039000
Instrument Date	Apr 8, 2026
Instrument	20263039000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7653 W FIVEPOINT ST, RATHDRUM, ID 83858-8621

Mortgage

Document Number	0003039000,
Date	Apr 13, 2026
Instrument	20263039000

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	914 Months
Due	Jun 14, 2102

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$394,250 Land $168,000 Building $226,250	$394,250 Land $168,000 Building $226,250
2024	$1,486.00 (+7.45%)
2023	$1,383.00 (-20.88%) Homeowner's exemption	$403,270 (-1.22%) Land $160,000 Building $243,270	$403,270 (-1.22%) Land $160,000 Building $243,270
2022	$1,748.00 Homeowner's exemption	$408,270 Land $165,000 Building $243,270	$408,270 Land $165,000 Building $243,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7653 W Fivepoint St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7653 W Fivepoint St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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