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7653 Gemstone St, Groveland, FL 34736 Property Records

Lake County property record for 7653 Gemstone St, Groveland, FL 34736

Property Summary

Property TypeSingle Family Home
Lot Size0.164 acres (7,124 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Apr 2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2025 Sale
Flood ZoneZone X (minimal risk)
APN01-22-24-0020-000-17700

Property Details

APN / Parcel Number

Primary APN01-22-24-0020-000-17700
Alternative APNs
  • 242201002000017700
  • 3954789

Exterior

Lot Area7,124 sqft (0.164 acres)

Location & Zoning

Account Number3954789
Street Address7653 GEMSTONE ST
CityGROVELAND
StateFL
Zip34736-7837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSTONE - PHASE 1A PB 84 PG 48-67 LOT 177 ORB 6465 PG 2104 ORB 6479 PG 2498
Legal SubdivisionWATERSTONE - PHASE 1A
Legal TractA-N,OS-1,O
Legal Lot Number177
JurisdictionLAKE FL
Township / Civil DivisionGROVELAND-MASCOTTE
Census Block Group1
Census Block1127
Census Tract31203

Owner

7653 Gemstone St is owned and occupied by an individual who bought it in April 2026.

Source: Lake County records, as of May 18, 2026

Owner of RecordIndividual Name on File
Mailing Address7653 GEMSTONE ST, GROVELAND, FL 34736-7837
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Special Warranty Deed, Transfer · FHA Mortgage
LENNAR MORTGAGE LLC
Feb 24, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleFeb 24, 2025 · Amount on File
Deed Document Number202652970
Deed Book / Page6729 / 2354
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateApr 30, 2026
Property Address7653 GEMSTONE ST, GROVELAND, FL 34736-7837
Document Number0000052970
Book / Page6729 / 2354
Instrument DateApr 20, 2026
Instrument2026.52970
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$254,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7653 GEMSTONE ST, GROVELAND, FL 34736-7837

Mortgage

Document Number0000052971,
DateApr 30, 2026
Book Page6729/2358
Instrument2026.52971
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 24, 2025
Property Address7653 GEMSTONE ST, GROVELAND, FL 34736-7837
Document Number0064792498
Book / Page6479 / 2498
Map ReferenceMB 84 PG 48-67
Instrument DateFeb 12, 2025
Instrument2025021790
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$7.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5505 WATERFORD DISTRICT DR # DR5TH, DR5TH, MIAMI, FL 33126-2029

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 WATERFORD DISTRICT DR # 5TH, MIAMI, FL 33126-2029
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityMascotte City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$52,000 Land $52,000$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7653 Gemstone St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7653 Gemstone St is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASCOTTE WATER DEPARTMENT
serves 12,355 people · EPA ID FL3350812
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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