7653 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7653 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1983
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Owner Names on Record
Tax Bill	$758 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2S-27-0000-01800-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2S-27-0000-01800-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	1,512 sqft
1st Floor Area	1,488 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	330 ft deep x 150 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	122S270000018000000
Street Address	7653 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT INSC OF E SEC LN & S R/ W OF HWY 399 THN N8858'15W ON R/W 548 FT TO POB & CONT 20 FT THN S106'05W 514.43 FT THN
Legal Range	27W
Legal Township	02S
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1014
Census Tract	10822

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7653 E BAY BLVD, NAVARRE, FL 32566-7924
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Dec 27, 2016	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2007
Deed Sale	Apr 13, 2007
Deed Document Number	200717308
Deed Book / Page	2720 / 0293
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 25, 2025
Property Address	7653 E BAY BLVD, NAVARRE, FL 32566-7924
Document Number	0046310137
Book / Page	4631 / 137
Instrument Date	Jun 18, 2025
Instrument	202529147
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 WOODLAND BAYOU DR, SANTA ROSA BEACH, FL 32459-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8259 TOLEDO ST, NAVARRE, FL 32566-9366
Investor	Possibly a Property Investor

Mortgage

Document Number	0046310139
Date	Jun 25, 2025
Book Page	4631/139
Instrument	202529148

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7653 E BAY BLVD, NAVARRE, FL 32566-7924
Document Number	0035881423
Book / Page	003588 / 001423
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7653 E BAY BLVD NAVARRE FL 325667924, NAVARRE, FL 32566-7924

Mortgage

Document Number	0035881423
Date	Jan 4, 2017
Book Page	003588/001423
Instrument	376

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$758.00 (-3.07%) Homeowner's exemption Widower's exemption	$96,543 (+3%)	$175,218 (+2.58%) Land $45,540 Building $129,678
2023	$782.00 (+4.41%) Homeowner's exemption	$93,731 (+3%)	$170,815 (+5.57%) Land $45,540 Building $125,275
2022	$749.00 Homeowner's exemption	$91,001	$161,807 Land $45,540 Building $116,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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