7652 Zerber Rd, Bradford, OH 45308 Property Records

Darke County property record for 7652 Zerber Rd, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,940 sqft · built 1900
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 1999)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A01-0-409-17-00-00-20103`

Property Details

APN / Parcel Number

Primary APN	`A01-0-409-17-00-00-20103`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	2,504 sqft
Upper Floors Area	688 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	219,107 sqft (5.03 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7652 ZERBER RD
City	BRADFORD
State	OH
Zip	45308-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 NE1/4 SE1/4
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2017
Census Tract	540100

Owner

7652 Zerber Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: Darke County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7652 ZERBER RD, BRADFORD, OH 45308-9678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Nov 15, 2021	Intrafamily Transfer, Transfer
Jan 26, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 1999 · Amount on File
Deed Sale	Sep 20, 1999 · Amount on File
Last Transfer Date	Nov 4, 2021
Transfer Doc	552/965
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	7652 ZERBER RD, BRADFORD, OH 45308-9678
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7652 ZERBER RD, BRADFORD, OH 45308-9678

Mortgage

Document Number	00575/5874
Date	Oct 9, 2025
Book Page	575/5874
Instrument	202500005398

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2055

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Nov 15, 2021
Property Address	7652 ZERBER RD, BRADFORD, OH 45308-9678
Document Number	552/965
Book / Page	552 / 965
Instrument Date	Nov 4, 2021
Instrument	202100008097
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7652 ZERBER RD, BRADFORD, OH 45308-9678

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	7652 ZERBER RD, BRADFORD, OH 45308-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7652 ZERBER RD, BRADFORD, OH 45308-9678

Mortgage

Document Number	504/02489
Date	Jan 26, 2017
Book Page	504/02489
Instrument	201700000654

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	7652 ZERBER RD, BRADFORD, OH 45308-9678
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	528/0162
Date	Jun 24, 2019
Book Page	528/0162
Instrument	201900003377

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7652 Zerber Rd was $1,759 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 Homeowner's exemption	$58,300 Land $18,790 Building $39,510	$166,570 Land $53,690 Building $112,880
2023	$1,780.00 (+14.69%) Homeowner's exemption	$54,170 (+23.34%) Land $18,790 Building $35,380	$154,770 Land $53,690 Building $101,080
2022	$1,552.00 Homeowner's exemption	$43,920 Land $16,560 Building $27,360
2020			$125,490 Land $47,320 Building $78,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7652 Zerber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7652 Zerber Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10
Skymesh Fixed Wireless	50 / 10
altafiber Network Solutions Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Watch TV.

Nearby Properties on Zerber Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures