7651 W FM 243, Bertram, TX 78605 Property Records

Burnet County property record for 7651 W FM 243, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	4,800 sqft · built 2013
Lot Size	23.6 acres (1,030,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2010)
Tax Bill	$7,150 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0494000000201006`

Property Details

APN / Parcel Number

Primary APN	`B0494000000201006`
Alternative APN	`103491`

Interior

Stories	1 Story
Building Area	4,800 sqft Living Area
1st Floor Area	4,800 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	1,030,630 sqft
Porch	Porch
Porch Area	1,900 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	7651 W FM 243
City	BERTRAM
State	TX
Zip	78605-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0494 FRANCIS W. JOHNSON, TRACT 6 & 7, 23.66 ACRES
Legal Subdivision	FRANCIS W. JOHNSON
Legal Tract	6,7,23
Legal Block	1
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1094
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7651 W FM 243, BERTRAM, TX 78605-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXELL CU
Oct 29, 2025	Vendor's Lien, Transfer · Conventional Mortgage AUSTIN TELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2010 · Amount on Record
Deed Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	20101617
Prior Transfer Date	Feb 25, 2010
Prior Transfer Doc	0201001617
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	7651 W FM 243, BERTRAM, TX 78605-4651
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202111776
Date	Jul 15, 2021
Instrument	202111776

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Oct 29, 2025
Property Address	7651 W FM 243, BERTRAM, TX 78605-4651
Document Number	0202510881
Instrument Date	Oct 28, 2025
Instrument	202510881
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7651 W FM 243, BERTRAM, TX 78605-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7651 W FM 243, BERTRAM, TX 78605-4651

Mortgage

Document Number	0202510882
Date	Oct 29, 2025
Instrument	202510882

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,722 (+6.74%) Land $41,438 Building $641,284	$1,211,076 (-6.32%) Land $569,792 Building $641,284
2025	$7,150.00 (+4.08%) Homeowner's exemption	$639,591 (-16.45%)	$1,292,722 (+2.69%) Land $569,792 Building $722,930
2024	$6,870.00 (+11.17%)
2023	$6,180.00 Homeowner's exemption	$765,526 Land $39,000 Building $726,526	$1,258,876 Land $532,350 Building $726,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Broadband Fixed Wireless	200 / 40
Rise Broadband Fixed Wireless	100 / 20
Heritage Broadband Fixed Wireless	75 / 20

May also be available: SOS Communications.

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