7651 Shea Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7651 Shea Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 2002
Lot Size	2.16 acres (94,177 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Sep 2021)
Tax Bill	$5,413 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-024-2001-040`

Property Details

APN / Parcel Number

Primary APN	`74-23-024-2001-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Basement Area	1,809 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	94,177 sqft (2.16 acres)
Lot Dimensions	547 ft deep x 162 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7651 SHEA RD
City	IRA
State	MI
Zip	48023-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG E 1175.36' FROM N 1/4 COR, TH E 160', TH S 0D 28M 39S E 580.80', TH W 164.83', TH N 580.80' TO BEG SECTION 24 T3N R15E
Legal Range	15E
Legal Township	03N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3015
Census Tract	650100

Owner

7651 Shea Rd is owned and occupied by an individual who bought it in September 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7651 SHEA RD, IRA, MI 48023-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2021	Warranty Deed, Transfer
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Deed Document Number	202127285
Deed Book / Page	5426 / 129
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	004366/149
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 21, 2026
Property Address	7651 SHEA RD, IRA, MI 48023-2621
Document Number	0000008256
Book / Page	5917 / 167
Instrument Date	Mar 19, 2026
Instrument	20268256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7651 SHEA RD, IRA, MI 48023-2621

Mortgage

Document Number	0000008256,
Date	Apr 21, 2026
Book Page	5917/167
Instrument	20268256

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7651 SHEA RD, IRA, MI 48023-2621
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7760 SHORKEY DR, IRA, MI 48023-2464

Mortgage

Document Number	0005407606
Date	Aug 12, 2021
Book Page	5407/606
Instrument	2021023240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 27, 2021
Property Address	7651 SHEA RD, IRA, MI 48023-2621
Document Number	0005426129
Book / Page	5426 / 129
Instrument Date	Jul 30, 2021
Instrument	2021027285
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$2,917.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7651 SHEA RD, 7651, IRA, MI 48023-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7760 SHORKEY DR, IRA, MI 48023-2464

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 24, 2017
Property Address	7651 SHEA RD, IRA, MI 48023-2621
Document Number	0048620172
Book / Page	004862 / 000172
Instrument Date	Aug 14, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7651 SHEA RD IRA MI 480232621, IRA, MI 48023-2621

Tax Assessment & Valuation

The 2025 property tax bill for 7651 Shea Rd was $5,413 with a homeowner's exemption, up 1.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (+4.24%)	$432,800
2025	$5,413.00 (+1.71%) Homeowner's exemption	$207,600
2024	$5,322.00		$415,200
2023		$167,400
2022	$5,052.00		$334,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7651 Shea Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7651 Shea Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100

May also be available: Xfinity.

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