7650 Roma Pl, Salinas, CA 93907 Property Records

Monterey County property record for 7650 Roma Pl, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 1982
Lot Size	2 acres (87,512 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Jul 1999)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Mar 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-201-078-000`

Property Details

APN / Parcel Number

Primary APN	`125-201-078-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	87,512 sqft
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7650 ROMA PL
City	SALINAS
State	CA
Zip	93907-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROMA OAKS TRACT NO 877 LOT 3 2.009 AC RW
Legal Subdivision	ROMA OAKS
Legal Tract	877
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3019
Census Tract	10501

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7650 ROMA PL, SALINAS, CA 93907-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Prior Sale	Aug 30, 1994 · Amount on Record
Deed Document Number	199955584
Last Transfer Date	Sep 13, 2004
Transfer Doc	0000104851
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7650 ROMA PL, SALINAS, CA 93907-3331
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 ROMA PL, SALINAS, CA 93907-3331

Mortgage

Document Number	0000015355
Date	Mar 30, 2022
Instrument	2022015355

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.45%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7650 ROMA PL, SALINAS, CA 93907-3331
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 ROMA FL, SALINAS, CA 93907-3331

Mortgage

Document Number	0000015354
Date	Mar 30, 2022
Instrument	2022015354

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.45%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7650 ROMA PL, SALINAS, CA 93907-3331
Document Number	0000018289
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 ROMA PL SALINAS CA 939073331, SALINAS, CA 93907-3331

Mortgage

Document Number	0000018289
Date	Apr 14, 2020
Instrument	18289

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7650 ROMA PL, SALINAS, CA 93907-3331
Document Number	0000038223
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 ROMA PL SALINAS CA 939073331, SALINAS, CA 93907-3331

Mortgage

Document Number	0000038223
Date	Aug 29, 2018
Instrument	38223

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,271 (+2%) Land $195,953 Building $343,318
2025	$5,809.00 (+4.09%) Homeowner's exemption	$528,698 (+4.04%) Land $192,111 Building $336,587
2023	$5,581.00 (+0.81%) Homeowner's exemption	$508,170 Land $184,652 Building $323,518
2022	$5,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks, Verizon.

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