7650 Nell Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 7650 Nell Dr, Flagstaff, AZ 86004

Property Summary

Property Type	Rural Home
Details	2.75 ba · 1,596 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2016)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-08-008T`

Property Details

APN / Parcel Number

Primary APN	`301-08-008T`
Alternative APN	`R0014202`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	631 sqft
Porch	Metal Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0014202
Street Address	7650 NELL DR
City	FLAGSTAFF
State	AZ
Zip	86004-3119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: KOCH FIELD AM POR LOT 8 AS REC BK 11 PG 85 IN SE4 DESC AS FLLWS:BEG NW COR LOT 8;TH S 01D30M26S E ALNG W LINE OF SD LOT 8 142.15TO TPOB;TH S 56D56M11S E 477.49;TH S 00D04M12S W 40;TH S 60D39M49S W 426.46TO PT ON W LINE LOT 8 PT BEING NON
Legal Subdivision	KOCH FIELD AM
Legal Lot Number	8
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2030
Census Tract	1302

Owner

Source: Coconino County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7650 NELL DR, FLAGSTAFF, AZ 86004-3119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	20163761500
Prior Transfer Date	May 18, 1998
Prior Transfer Doc	0021450365
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Recording Date	Apr 30, 2026
Property Address	7650 NELL DR, FLAGSTAFF, AZ 86004-3119
Document Number	0004038441
Instrument Date	Apr 24, 2026
Instrument	20264038441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	7650 NELL DR, FLAGSTAFF, AZ 86004-3119

Mortgage

Document Number	0004038441,
Date	Apr 30, 2026
Instrument	20264038441

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7650 NELL DR, FLAGSTAFF, AZ 86004-3119
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003904161
Date	Feb 4, 2021
Instrument	3904161

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Oct 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7650 NELL DR, FLAGSTAFF, AZ 86004-3119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003865631
Date	Feb 18, 2020
Instrument	3865631

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,924 (-2.6%) Land $25,317 Building $26,607
2025	$2,467.00 (+3.92%)	$53,309 (-3.57%)	$533,093 (-3.57%) Land $214,550 Building $318,543
2024	$2,374.00 (+5.14%)	$55,285 Land $21,455 Building $33,830
2023	$2,258.00 Homeowner's exemption		$552,853 Land $214,550 Building $338,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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