7650 Lloyd Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7650 Lloyd Dr, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1975
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`179D021`

Property Details

APN / Parcel Number

Primary APN	`179D021`
Alternative APN	`1235401006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,706 sqft
Basement Area	1,706 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7650 LLOYD DR
City	CHERRY VALLEY
State	IL
Zip	61016-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	CHERRY CREST SUB PLAT 2 PT W1/2 SE1/4SEC 35-44-2 LOT 005
Legal Range	2
Legal Township	44
Legal Section	35
Legal Subdivision	CHERRY CREST SUB PLAT 2
Legal Lot Number	005
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3017
Census Tract	514

Owner

7650 Lloyd Dr is owner-occupied and held in a trust since July 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7650 LLOYD DR, CHERRY VALLEY, IL 61016-9262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000017175
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 31, 2023
Property Address	7650 LLOYD DR, CHERRY VALLEY, IL 61016-9262
Document Number	0000017175
Map Reference	BK26 PG113
Instrument Date	Jul 26, 2023
Instrument	2317175
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7650 LLOYD DR, CHERRY VALLEY, IL 61016-9262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 LLOYD DR, CHERRY VALLEY, IL 61016-9262

Tax Assessment & Valuation

The 2025 property tax bill for 7650 Lloyd Dr was $5,755.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00	$74,451 Land $8,419 Building $66,032	$223,353 Land $25,257 Building $198,096
2022	Homeowner's exemption	$52,659 Land $5,955 Building $46,704	$157,977 Land $17,865 Building $140,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7650 Lloyd Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7650 Lloyd Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20