7650 Joyce Rd, Carver, MN 55315 Property Records

Carver County property record for 7650 Joyce Rd, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1978
Lot Size	4.45 acres (194,016 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2018)
Tax Bill	$3,774 (2026)
Deeds & Mortgages	Jun 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-0041000`

Property Details

APN / Parcel Number

Primary APN	`08-0041000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Finished Area
Gross Area	1,768 sqft
1st Floor Area	1,144 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	194,016 sqft (4.45 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	7650 JOYCE RD
City	CARVER
State	MN
Zip	55315-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 04 TOWNSHIP 114 RANGE 024 P/O E1/2 NE1/4 NW1/4 LYING NWLY OF TOWNSHIP RD & SLY OF A LINE RUNNING PARALLEL TO N LINE
Legal Range	024
Legal Township	114
Legal Section	04
Legal Subdivision	HIGHWAY #41
Jurisdiction	CARVER MN
Township / Civil Division	SAN FRANCISCO
Census Block Group	3
Census Block	3012
Census Tract	91100

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7650 JOYCE RD, CARVER, MN 55315-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Transfer on Death Deed, Transfer
Dec 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Oct 1, 2012 · Amount on Record
Deed Document Number	2018664722
Last Transfer Date	Jun 28, 2023
Transfer Doc	000A762021
Record Updated	Sep 20, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	Jun 29, 2023
Property Address	7650 JOYCE RD, CARVER, MN 55315-9613
Document Number	000A762021
Instrument Date	Jun 28, 2023
Instrument	A762021
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	7650 JOYCE RD, CARVER, MN 55315-9613
Document Number	0000715709
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	PILLAR TITLE SERVICES, PILLAR TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 JOYCE RD CARVER MN 553159613, CARVER, MN 55315-9613

Mortgage

Document Number	0000715709
Date	Jan 20, 2021
Instrument	715709

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 13, 2018
Property Address	7650 JOYCE RD, CARVER, MN 55315-9613
Document Number	0000664722
Instrument Date	Jun 15, 2018
Instrument	664722
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7650 JOYCE RD CARVER MN 553159613, CARVER, MN 55315-9613

Mortgage

Document Number	664723
Date	Jul 13, 2018
Instrument	664723

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	San Francisco Township
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,774.00 (+0.91%) Homeowner's exemption	$502,900 (+27.64%) Land $275,000 Building $227,900	$502,900 (+27.64%) Land $275,000 Building $227,900
2025		$394,000 (+1.29%) Land $220,000 Building $174,000	$394,000 (+1.29%) Land $220,000 Building $174,000
2024	$3,740.00 Homeowner's exemption	$389,000 (-) Land $215,000 Building $174,000	$389,000 (-) Land $215,000 Building $174,000
2023	Homeowner's exemption	$389,000 Land $215,000 Building $174,000	$389,000 Land $215,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Broadband Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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