Whatcom County property record for 7650 4th St, Custer, WA 98240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1914 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Apr 2025) |
| Tax Bill | $4,477 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75111 |
| Primary APN | 75111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 72 sqft |
| Patio Area | 945 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 75111 |
|---|---|
| Street Address | 7650 4TH ST |
| City | CUSTER |
| State | WA |
| Zip | 98240-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | STC |
| Legal Description | CITY OF CUSTER LOTS 1-2 BLK 4-EXC N 35 FT DD FOR STREET-TOG WI VAC N 1/2 ALLEY ABTG-TOG WI S 10 FT FAIRHAVEN AVE AS VAC AF 15 |
| Legal Range | 01 |
| Legal Township | 40 |
| Legal Section | 35 |
| Legal Subdivision | CITY OF CUSTER |
| Legal Block | 4 |
| Legal Lot Number | 1 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10407 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7650 4TH ST, CUSTER, WA 98240-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA |
| Apr 28, 2018 | Deed of Trust, Mortgage · Conventional with PMI WASHINGTON FED'L SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2008 · Amount on Record |
| Deed Document Number | 2025-0402473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7650 4TH ST, CUSTER, WA 98240-9540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 7650 4TH ST, CUSTER, WA 98240-9540 |
| Document Number | 0000300455 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-0300455 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7650 4TH ST, CUSTER, WA 98240-9540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000702925 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0702925 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7650 4TH ST, CUSTER, WA 98240-9540 |
| Document Number | 2180500445 |
| Instrument Date | Apr 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7650 4TH ST CUSTER WA 982409540, CUSTER, WA 98240-9540 |
| Document Number | 2180500445 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 500445 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,477.00 (+39.56%) | $580,904 (+38.8%) Land $223,100 Building $357,804 | $580,904 (+38.8%) Land $223,100 Building $357,804 |
| 2022 | $418,522 Land $102,993 Building $315,529 | $418,522 Land $102,993 Building $315,529 | |
| 2021 | $3,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Custer Water Association private · serves 365 people · EPA ID WA5317050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures