Union County property record for 765 Winstead Rd, Cobden, IL 62920 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-05-316-A |
| Primary APN | 07-12-05-316-A |
|---|---|
| Alternative APN |
|
| Lot Area | 871,200 sqft (20 acres) |
|---|
| Street Address | 765 WINSTEAD RD |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S12 T11 R2W N1/2 SW NW |
| Legal Range | 02W |
| Legal Township | 11 |
| Legal Section | 12 |
| Jurisdiction | UNION IL |
| Township / Civil Division | ALTO PASS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950200 |
Source: Union County records · APN 07-12-05-316-A
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 765 WINSTEAD RD, COBDEN, IL 62920-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 765 WINSTEAD RD, COBDEN, IL 62920-3012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 02018R0487 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018R0487 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 765 WINSTEAD RD, COBDEN, IL 62920-3012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02021R0788 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021R0788 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: Union County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,975.00 (+0.68%) Homeowner's exemption | $85,320 (-42.73%) Land $6,400 Building $78,920 |
| 2024 | $3,948.00 (+8.13%) | $148,970 (+115.95%) Land $5,910 Building $143,060 |
| 2022 | $3,651.00 Homeowner's exemption | $68,985 Land $4,963 Building $64,022 |
Source: FEMA National Flood Hazard Layer, Union County (17181C), updated May 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures