765 Washburn St, Elgin, IL 60123 Property Records

Kane County property record for 765 Washburn St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,163 sqft · built 1941
Lot Size	0.77 acres (3,366 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (Jul 2012)
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-133-002`

Property Details

APN / Parcel Number

Primary APN	`06-23-133-002`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,163 sqft Living Area
Gross Area	1,938 sqft
Basement Area	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Lot Area	3,366 sqft (0.77 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	765 WASHBURN ST
City	ELGIN
State	IL
Zip	60123-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS 4TH ADDN EAST 51 FT LOT 1 BLOCK 5
Legal Subdivision	GROTE&WALDRONS 4TH ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5015
Census Tract	851600

Owner

765 Washburn St is owned by two individuals who acquired it in August 2014.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	368 HENDEE ST, ELGIN, IL 60123-7769
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012 · Amount on File
Deed Sale	Jul 10, 2012 · Amount on File
Prior Sale	Jul 1, 1999 · Amount on File
Deed Document Number	201244712
Last Transfer Date	Aug 27, 2014
Transfer Doc	0000042600
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	765 WASHBURN ST, ELGIN, IL 60123-7427
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059679
Date	Dec 12, 2018
Instrument	2018K059679

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	765 WASHBURN ST, ELGIN, IL 60123-7427
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058214
Date	Jul 29, 2021
Instrument	2021K058214

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.15%
Index	Other
Margin	3
Max Rate	8.15%

Tax Assessment & Valuation

The 2025 property tax bill for 765 Washburn St was $5,149.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,149.00	$67,495 (+8.57%) Land $10,355 Building $57,140	$202,566 (+8.57%) Land $31,077 Building $171,489
2024		$62,168 Land $9,538 Building $52,630	$186,579 Land $28,625 Building $157,953
2022	$4,440.00 (+3.96%)	$51,212 (+6.96%) Land $7,857 Building $43,355	$153,636 (+6.96%) Land $23,571 Building $130,065
2021	$4,271.00	$47,880 Land $7,346 Building $40,534	$143,640 Land $22,038 Building $121,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Washburn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 765 Washburn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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