765 W Cross St, Baltimore, MD 21230 Property Records

Baltimore City property record for 765 W Cross St, Baltimore, MD 21230 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details1 ba · 1,510 sqft · built 1900
Lot Size0.032 acres (1,394 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Nov 2021)
Tax Bill$3,027 (2023)
Deeds & MortgagesNov 2021 Mortgage
May 2019 Sale & Mortgage
+ 1 more
APN21-12-0938-013

Property Details

APN / Parcel Number

Primary APN21-12-0938-013
Alternative APN
  • 120938 013

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,510 sqft Total Area
1st Floor Area790 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area1,394 sqft
Lot Dimensions95 ft deep x 14 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number120938 013
Old Parcel Number21120938 013
Street Address765 W CROSS ST
CityBALTIMORE
StateMD
Zip21230-2536
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description14-8X95
Legal Section12
Legal SubdivisionHAMILTON HEIGHTS
Legal Block938
Legal Lot Number13
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group1
Census Block1019
Census Tract210100

Owner

Source: Baltimore City records · APN 21-12-0938-013

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address765 W CROSS ST, BALTIMORE, MD 21230-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME BANK
May 31, 2019Grant Deed, Transfer
NAVIGATOR PRIVATE CAP LLC
Feb 12, 2008Deed of Trust, Mortgage
WASHINGTON MUTUAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleJun 19, 1997 · Amount on Record
Deed Document Number374421
Deed Book / Page21137 / 364
Prior Transfer DateMay 31, 2019
Prior Transfer Doc0021137364
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address765 W CROSS ST, BALTIMORE, MD 21230-2536
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0238680036
DateNov 10, 2021
Book Page23868/36
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateMay 31, 2019
Property Address765 W CROSS ST, BALTIMORE, MD 21230-2536
Document Number0211370364
Book / Page021137 / 000364
Instrument DateMay 09, 2019
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyREAL ESTATE SETTLEMENTS ESCROW

Transaction

AmountAmount Recorded
Tax$80.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address765 W CROSS ST BALTIMORE MD 212302536, BALTIMORE, MD 21230-2536

Mortgage

Document Number211370368
DateMay 31, 2019
Book Page021137/000368
Lender
NameNAVIGATOR PRIVATE CAP LLC
Address1910 TOWNE CENTRE BLVD # 250, ANNAPOLIS, MD 21401-3599
Agreement
AmountAmount Recorded

February 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address765 W CROSS ST, BALTIMORE, MD 21230-2536
Document Number0211090364
Instrument DateFeb 12, 2008
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyXPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 W CROSS ST BALTIMORE MD 212302536, BALTIMORE, MD 21230-2536

Mortgage

Document Number0211090364
DateMay 22, 2019
Book Page021109/000364
Lender
NameWASHINGTON MUTUAL BK
TypeBank
AddressHENDERSON, NV 89014
Agreement
AmountAmount Recorded
Term240 Months
DueMay 21, 2039

Tax Assessment & Valuation

Source: Baltimore City records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,027.00$128,300 Land $50,000 Building $78,300$128,300 Land $50,000 Building $78,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 245102101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims19 (1979–2022)
Claims Outside the SFHA12 of 19
Most Recent ClaimDec 2022, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Pigtown Historic District
listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 641 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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