765 W Central Ave, Springboro, OH 45066 Property Records

Warren County property record for 765 W Central Ave, Springboro, OH 45066

Property Summary

Property Type	Apartments (5+ Units)
Details	14,391 sqft · built 1974
Lot Size	5.03 acres (219,325 sqft)
Owner	Company Name on File
Tax Bill	$25,507 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-400-007-0`

Property Details

APN / Parcel Number

Primary APN	`04-20-400-007-0`
Alternative APNs	`04204000071` `420400007` `700105`

Interior

Plumbing Fixtures	40 Plumbing Fixtures
Stories	1 Story
Building Area	14,391 sqft Total Area
1st Floor Area	22,692 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Lot Area	219,325 sqft (5.03 acres)

Exterior Amenities

Canopy	885 sqft
Storage Building	407 sqft
Utility Building	864 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	700105
Old Parcel Number	04204000071
Street Address	765 W CENTRAL AVE
City	SPRINGBORO
State	OH
Zip	45066-1113
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	5 -2-20 5.0359 AC.
Legal Range	05
Legal Township	02
Legal Section	20
Legal Block	400
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2004
Census Tract	30501

Owner

765 W Central Ave, a residential property, is owned by a company that acquired it in March 1999 and is owner-occupied.

Source: Warren County records, as of February 20, 2026

Owner of Record	Company Name on File
Mailing Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Nov 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Jan 11, 2024	Deed of Trust, Mortgage ALLOY DEVELOPMENT CO INC
Jan 12, 2024	Lease, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1999
Deed Sale	Mar 30, 1999
Prior Transfer Date	Apr 11, 1995
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Mortgage

Document Number	0000024942
Date	Nov 21, 2023
Instrument	2023-024942

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Mortgage

Document Number	0000025046
Date	Nov 22, 2023
Instrument	2023-025046

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Mortgage

Document Number	0000024984
Date	Nov 21, 2023
Instrument	2023-024984

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Mortgage

Document Number	0000000830
Date	Jan 11, 2024
Instrument	2024-000830

Lender

Name	ALLOY DEVELOPMENT CO INC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45212

Agreement

Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

January 2024: Lease, Transfer

Document Type	Lease
Jurisdiction	WARREN OH
Recording Date	Jan 12, 2024
Property Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113
Document Number	0000000913
Instrument Date	Jan 11, 2024
Instrument	2024-000913
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W CENTRAL AVE, SPRINGBORO, OH 45066-1113

Tax Assessment & Valuation

The 2025 property tax bill for 765 W Central Ave was $25,507.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,507.00	$449,540 Land $218,078 Building $231,462	$1,284,400 Land $623,080 Building $661,320
2023	$25,704.00 (+42.93%)	$407,204 (+43.4%) Land $198,254 Building $208,950
2022	$17,984.00	$283,969 Land $198,254 Building $85,715	$1,163,440 (+43.4%) Land $566,440 Building $597,000
2021			$811,340 Land $566,440 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 W Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 765 W Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on W Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures