765 W 22nd St, Upland, CA 91784 Property Records

San Bernardino County property record for 765 W 22nd St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 1921
Lot Size	0.394 acres (17,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Mar 2017)
Tax Bill	$6,794 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1043-251-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-251-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	1,083 sqft
2nd Floor Area	860 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,172 sqft (0.394 acres)
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	765 W 22ND ST
City	UPLAND
State	CA
Zip	91784-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17293 LOT 5 BOOK 327 PAGE 1
Legal Subdivision	MAP OF ONTARIO
Legal Tract	17293
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	814

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 W 22ND ST, UPLAND, CA 91784-8910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PERSONAL RE SERVICES INC
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ML MORTGAGE CORP
Mar 16, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 16, 2017	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Oct 18, 2012 · Amount on Record
Deed Document Number	2017113322
Last Transfer Date	Aug 25, 2020
Transfer Doc	0000318417
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	765 W 22ND ST, UPLAND, CA 91784-8910
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W 22ND ST, UPLAND, CA 91784-8910

Mortgage

Document Number	0000573725
Date	Dec 27, 2021
Instrument	2021-0573725

Lender

Name	PERSONAL RE SERVICES INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	765 W 22ND ST, UPLAND, CA 91784-8910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W 22ND ST, UPLAND, CA 91784-8910

Mortgage

Document Number	0000025675
Date	Jan 25, 2019
Instrument	2019-0025675

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2020
Property Address	765 W 22ND ST, UPLAND, CA 91784-8910
Document Number	0000318417
Map Reference	MB 327 PG 1-3
Instrument Date	Aug 25, 2020
Instrument	2020-0318417
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	765 W 22ND ST, UPLAND, CA 91784-8910

Mortgage

Document Number	0000318418
Date	Aug 31, 2020
Instrument	2020-0318418

Lender

Name	ML MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	765 W 22ND ST, UPLAND, CA 91784-8910
Document Number	0000113323
Instrument Date	Jan 31, 2017
Instrument	113323
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	765 W 22ND ST UPLAND CA 917848910, UPLAND, CA 91784-8910

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	765 W 22ND ST, UPLAND, CA 91784-8910
Document Number	0000113322
Map Reference	MB327 PG1-3
Instrument Date	Dec 29, 2016
Instrument	2017-0113322
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 W 22ND ST, UPLAND, CA 91784-8910

Mortgage

Document Number	0000113324
Date	Mar 16, 2017
Instrument	2017-0113324

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,331 (+2%) Land $221,666 Building $411,665
2025	$6,794.00 (+4.89%) Homeowner's exemption	$620,913 (+4.04%) Land $217,320 Building $403,593
2023	$6,477.00 (+2.21%) Homeowner's exemption	$596,802 Land $208,881 Building $387,921
2022	$6,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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