765 Tierra Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 765 Tierra Rd, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 3,106 sqft · built 1970
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Feb 2014)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-433-008`

Property Details

APN / Parcel Number

Primary APN	`092-433-008`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	765 TIERRA RD
City	NIPOMO
State	CA
Zip	93444-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 285 BL 3 LT 8
Legal Subdivision	TRACT 285
Legal Tract	285
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2005
Census Tract	12405

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 TIERRA RD, NIPOMO, CA 93444-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 18, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CLEAREDGE LENDING LLC
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014 · Amount on Record
Deed Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	20146736
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000008201
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	765 TIERRA RD, NIPOMO, CA 93444-9720
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 TIERRA RD, NIPOMO, CA 93444-9720

Mortgage

Document Number	0000001634
Date	Jan 11, 2022
Instrument	2022001634

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 18, 2026
Property Address	765 TIERRA RD, NIPOMO, CA 93444-9720
Document Number	0000008201
Map Reference	MB 6 PG 95
Instrument Date	Mar 13, 2026
Instrument	2026008201
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	765 TIERRA RD, NIPOMO, CA 93444-9720

Mortgage

Document Number	0000008202
Date	Mar 18, 2026
Instrument	2026008202

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2026
Property Address	765 TIERRA RD, NIPOMO, CA 93444-9720
Document Number	0000014140
Instrument Date	Mar 13, 2026
Instrument	202614140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	765 TIERRA RD, NIPOMO, CA 93444-9720

Mortgage

Document Number	0000014140,
Date	May 6, 2026
Instrument	202614140

Lender

Name	CLEAREDGELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,130 (+2%) Land $225,061 Building $250,069
2025	$4,957.00 (+3.46%)	$465,815 (+4.04%) Land $220,649 Building $245,166
2024	$4,791.00 (+1.16%)
2023	$4,736.00 (+1.54%)	$447,729 Land $212,082 Building $235,647
2022	$4,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Ranch Wifi, Verizon.

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