Fluvanna County property record for 765 Three Chopt Rd, Kents Store, VA 23084
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,170 sqft · built 1940 |
| Lot Size | 2.03 acres (88,645 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Sep 2018) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23 19 1 |
| Primary APN | 23 19 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,170 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,645 sqft (2.03 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6287 |
|---|---|
| Street Address | 765 THREE CHOPT RD |
| City | KENTS STORE |
| State | VA |
| Zip | 23084-2279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 180002807 AC 2.035 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20200 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 765 THREE CHOPT RD, KENTS STORE, VA 23084-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Sep 11, 2018 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Prior Sale | Jan 14, 2015 |
| Deed Document Number | 20182807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 765 THREE CHOPT RD, KENTS STORE, VA 23084-2279 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0200004860 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 200004860 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 11, 2018 |
| Property Address | 765 THREE CHOPT RD, KENTS STORE, VA 23084-2279 |
| Document Number | 1802807 |
| Map Reference | PB 743 PG 498 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 1802807 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 THREE CHOPT RD, KENTS STORE, VA 23084-2279 |
| Document Number | 1802808 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 1802808 |
| Name | GEORGE MASON MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,250 (-) Land $35,200 Building $165,050 | $200,250 (-) Land $35,200 Building $165,050 | |
| 2025 | $1,511.00 (+24.06%) | $200,250 (+38.68%) Land $35,200 Building $165,050 | $200,250 (+38.68%) Land $35,200 Building $165,050 |
| 2023 | $144,400 Land $35,200 Building $109,200 | $144,400 Land $35,200 Building $109,200 | |
| 2022 | $1,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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