Elko County property record for 765 Thorpe Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,662 sqft · built 2001 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (May 2020) |
| Tax Bill | $3,244 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-018-059 |
| Primary APN | 049-018-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 4,678 sqft |
| 1st Floor Area | 2,662 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft |
| Garage Type | Attached |
| Garage Area | 2,016 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 480 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 765 THORPE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-7423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 403 SPRING CREEK CORPORATION FILE 72493 |
| Legal Subdivision | SPRING CREEK TRACT 403 |
| Legal Tract | 403 |
| Legal Block | 18 |
| Legal Lot Number | 59 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 951201 |
765 Thorpe Dr is owned and occupied by an individual who bought it in May 2020.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit ELKO FCU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jun 29, 2020 | Deed of Trust, Mortgage · Line of Credit ELKO FCU |
| May 26, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 9, 2018 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Prior Sale | Mar 10, 2015 · Amount on Record |
| Deed Document Number | 2020768954 |
| Prior Transfer Date | Feb 9, 2015 |
| Prior Transfer Doc | 0000695842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000824690 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 824690 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000801551 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 801551 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000770768 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 765 THORPE DR SPRING CREEK NV 898157423, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000770768 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 770768 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801-4496 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 5, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 26, 2020 |
| Property Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000768954 |
| Map Reference | FILE 72493 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 768954 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF NV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000768955 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 768955 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 765 THORPE DR, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000736609 |
| Instrument Date | Jan 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 765 THORPE DR SPRING CREEK NV 898157423, SPRING CREEK, NV 89815-7423 |
| Document Number | 0000736609 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 736609 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2026 property tax bill for 765 Thorpe Dr was $3,244, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,244.00 (+3.02%) | $126,771 (-1.9%) Land $21,000 Building $105,771 | $362,203 (-1.9%) Land $60,000 Building $302,203 |
| 2025 | $3,149.00 | $129,227 Land $21,000 Building $108,227 | $369,220 Land $60,000 Building $309,220 |
| 2023 | $2,714.00 (+3.35%) | $113,458 (+15.73%) Land $11,200 Building $102,258 | $324,166 (+15.73%) Land $32,000 Building $292,166 |
| 2022 | $2,626.00 | $98,041 Land $11,200 Building $86,841 | $280,117 Land $32,000 Building $248,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 765 Thorpe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 765 Thorpe Dr is extreme, ranking above 95% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 86% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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