765 Thornton Dr, Morrow, OH 45152 Property Records

Warren County property record for 765 Thornton Dr, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,024 sqft · built 2001
Lot Size0.287 acres (12,510 sqft)
Owner2 Individual Names on Record
Last Sale$269,000 (Dec 2021)
Tax Bill$4,192 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-36-467-027-0

Property Details

APN / Parcel Number

Primary APN17-36-467-027-0
Alternative APNs
  • 1736467027
  • 2632655

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,024 sqft Living Area
Gross Area2,424 sqft
2nd Floor Area712 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,510 sqft (0.287 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2632655
Street Address765 THORNTON DR
CityMORROW
StateOH
Zip45152-8605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNTON GROVE 2-1 LOT 44
Legal SubdivisionTHORNTON GROVE 2-1
Legal Block655
Legal Lot Number44
JurisdictionWARREN OH
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1004
Census Tract32205

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address765 THORNTON DR, MORROW, OH 45152-8605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MTG
Feb 12, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number202153884
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 1, 2021
Property Address765 THORNTON DR, MORROW, OH 45152-8605
Document Number0000053884
Map ReferenceMB 51 PG 29
Instrument DateNov 30, 2021
Instrument2021-053884
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address765 THORNTON DR, MORROW, OH 45152-8605

Mortgage

Document Number0000053885
DateDec 1, 2021
Instrument2021-053885
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address765 THORNTON DR, MORROW, OH 45152-8605
Document Number0000051304
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 THORNTON DR MORROW OH 451528605, MORROW, OH 45152-8605

Mortgage

Document Number0000051304
DateDec 17, 2020
Instrument51304
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateFeb 12, 2019
Property Address765 THORNTON DR, MORROW, OH 45152-8605
Document Number0000003564
Map ReferenceMB 51 PG 29
Instrument DateFeb 8, 2019
Instrument2019-003564
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyCHICAGO TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 THORNTON DR, MORROW, OH 45152-8605

Mortgage

Document Number0000003565
DateFeb 12, 2019
Instrument2019-003565
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHamilton Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,192.00 (+17.26%)$94,580 (+31.5%) Land $28,000 Building $66,580$270,230 (+31.5%) Land $80,000 Building $190,230
2023$3,575.00 (+1.5%) Homeowner's exemption$71,925 (-) Land $12,915 Building $59,010
2022$3,522.00 Homeowner's exemption$71,925 Land $12,915 Building $59,010$205,500 (-) Land $36,900 Building $168,600
2021$205,500 Land $36,900 Building $168,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY
serves 99,000 people · EPA ID OH8301512
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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