765 Suzanne Ct, Langley, WA 98260 Property Records

Island County property record for 765 Suzanne Ct, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1986
Lot Size	0.308 acres (13,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,360 (2026)
Deeds & Mortgages	Aug 2019 Reverse Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7577-00-00008-0`

Property Details

APN / Parcel Number

Primary APN	`S7577-00-00008-0`
Alternative APN	`526817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	1,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	13,400 sqft (0.308 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	765 SUZANNE CT
City	LANGLEY
State	WA
Zip	98260-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LG
Legal Description	NORTHVIEW #1 LOT 8
Legal Subdivision	NORTHVIEW #1
Legal Lot Number	8
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1018
Census Tract	972000

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 SUZANNE CT, LANGLEY, WA 98260-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	765 SUZANNE CT, LANGLEY, WA 98260-8609
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004469138
Date	Aug 12, 2019
Instrument	4469138

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.11%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	765 SUZANNE CT, LANGLEY, WA 98260-8609
Document Number	0004469139
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	765 SUZANNE CT LANGLEY WA 982608609, LANGLEY, WA 98260-8609

Mortgage

Document Number	0004469139
Date	Aug 12, 2019
Instrument	4469139

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 11, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.11%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Langley City
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,360.00 (-73.15%)
2025	$5,066.00 (+41.75%)	$579,302 (+2.54%) Land $400,000 Building $179,302	$579,302 (+2.54%) Land $400,000 Building $179,302
2023	$3,574.00	$564,972 (+20.19%) Land $380,000 Building $184,972	$564,972 (+20.19%) Land $380,000 Building $184,972
2022		$470,067 Land $300,000 Building $170,067	$470,067 Land $300,000 Building $170,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (2001–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANGLEY serves 1,416 people · EPA ID WA5345950
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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