Schoharie County and Broome Town property record for 765 Stone Store Rd, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 2000 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,010 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 432200 164.-3-13 |
| Primary APN | 432200 164.-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Width | 360 ft Width |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 364 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 415J100590 |
|---|---|
| Street Address | 765 STONE STORE RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | MOBILE HOME |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | BROOME |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 740800 |
765 Stone Store Rd is owned and occupied by an individual who acquired it in February 2008.
Source: Schoharie County and Broome Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 765 STONE STORE RD, MIDDLEBURGH, NY 12122-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2008 |
| Transfer Doc | 0000000855/000000025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 765 STONE STORE RD, MIDDLEBURGH, NY 12122-4303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000722445 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 000000722445 |
| Name | NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Jan 1, 2042 |
The 2026 property tax bill for 765 Stone Store Rd was $3,010 with a homeowner's exemption, up 8.7% from the year before.
Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Broome Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,010.00 (+8.74%) Homeowner's exemption | ||
| 2025 | $2,768.00 | $116,800 Land $29,900 Building $86,900 | $116,800 Land $29,900 Building $86,900 |
| 2023 | $92,000 (+11.25%) Land $28,700 Building $63,300 | $92,000 (-3.22%) Land $28,700 Building $63,300 | |
| 2022 | $82,700 Land $23,300 Building $59,400 | $95,057 Land $26,781 Building $68,276 | |
| 2021 | $1,384.00 (-44.46%) | ||
| 2020 | $2,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 Stone Store Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 765 Stone Store Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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